Self-learning compliance determination and enforcement platform

A compliance determination and enforcement platform comprising:

• a processor;
• a computer-readable medium connected to the processor;
• and
• a set of computer readable code on the computer-readable medium, including:
• a self learning knowledge repository;
• data stored in the self learning knowledge repository, the data including at least one weight factor;
• a self learning data entering module that is executable by the processor to automatically enter the data from the self learning knowledge repository in a compliance score model, wherein the compliance score model calculates a compliance score for a select account based on at least one weight factor included in the data stored in the self learning knowledge repository;
• a data store;
• a plurality of user accounts stored in the data store;
• a transaction processor that is executable by the processor to process transactions for the respective user accounts;
• a compliance reference score stored in the data store;
• a plurality of factors stored in association with each account;
• the compliance score model;
• a factor entering module that is executable by the processor to enter at least one factor from each user account into the compliance score model, wherein the compliance score model is executable by the processor to determine a compliance score for each one of the accounts, wherein the respective compliance score for the respective account is based on at least one weight factor included in the data stored in the self-learning knowledge repository and the respective factor associated with the respective account;
• a comparator that is executable by the processor to compare the compliance score for each account with the compliance reference score to determine a subset of the accounts that fail compliance and a subset of the accounts that meet compliance;
• a flagging unit that is executable by the processor to flag the user accounts that fail compliance to indicate non-compliant accounts;
• a feedback system;
• a corrective action system that is executable by the processor to perform a corrective action only for the accounts that are flagged as non-compliant accounts;
• and
• a self learning knowledge update module that is executable by the processor to automatically update at least one weight factor included in the data in the self learning knowledge repository based on information received via the feedback system, wherein the self learning data entering module is executable by the processor to enter the updated data from the self learning knowledge repository in the compliance score model after the data in the self learning knowledge repository is updated, wherein the compliance score model calculates a different compliance score for a select account before the data in the self learning knowledge repository is updated than after the data in the self learning knowledge repository is updated.