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US 10,482,459 B2Granted
System and method for automated account creation via a mobile wireless device in a payment system
OwnerTara Chand Singhalinventor
Life of this patent
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Abstract
A system and a method for an automated sign up and creation of an account of a new customer via mobile wireless device of a customer in a payment system on a global computer network is described. The system is automated in that it eliminates login using user id and password and use of forms to provide personal data.
Claims20
A method of an automated sign-up and creation of an account of a new customer in a payment system, comprising the steps of:
- receiving a telephone call by the payment system from a new payment system customer, using a wireless mobile device of the customer;
- identifying by the payment system, a caller Id of the telephone call, connecting to a telephone company database, and receiving from the database identification of a specific cellular wireless carrier company for this specific caller id of the customer;
- connecting by the payment system to the specific wireless carrier for verifying the customer as being a customer of the cellular wireless company;
- and
- retrieving by the payment system, a customer profile including a customer name, an address and a mobile device id ESN from the carrier database.
2 more elements
A system for an automated sign up and creation of an account of a new customer in a payment system, comprising:
- the payment system has a CPU, a storage system, a memory, and multiple interfaces to other systems and devices, the CPU receives a telephone call from a new payment system customer with a wireless device;
- the CPU identifies the customer by, with a caller Id of the telephone call, connects to a telephone company database, and identifies a specific cellular wireless carrier company for this specific customer;
- the CPU connects to the specific wireless carrier and verifies the customer as being a customer of the cellular wireless device company and retrieves a customer profile including a customer name, an address and a device id ESN from the carrier database.
A method for a card-issuing bank, comprising the steps of:
- receiving by the card-issuing bank, from a payment system, a customer identifier and a customer profile, identifying the customer in the card-issuing bank database;
- and
- creating an identification field or a record for this customer in the card-issuing bank database identifying existence of a flag to associate this customer with the payment system.
Dependencies are inferred from the claim text.