Value transfer between disparate systems

A method, comprising:

• receiving, by executable instructions executing on a hardware processor of a server from a non-transitory computer-readable storage medium, a transfer request to transfer a value from a first account provider to an account maintained with a second account provider and including data identifying an individual or entity that initiated the transfer request, wherein receiving further includes obtaining the transfer request from a first account provider interface that received the transfer request from a first account provider mobile wallet of the individual or the entity, wherein the first account provider interface is a local interface that is local or specific to the first account provider, wherein receiving further includes receiving the transfer request when initiated by the individual or the entity through a first mobile wallet service from a mobile device application that utilizes the first account provider interface;
• identifying, by the executable instructions, the second account provider based on data included in the transfer request that identifies a second individual or second entity;
• generating, by the executable instructions, a request to transfer the value of the transfer request to the account in a format compatible with the second account provider;
• and
• transmitting, by the executable instructions, the generated request to the second account provider through a second account provider interface, wherein the second account provider interface is a local interface that is local or specific to the second account provider, wherein transmitting further includes sending the generated request to a second mobile wallet service of a second mobile device application associated with the second individual or the second entity utilizing the second account provider interface.