ATM with biometric security
AssigneeCapital One Services, LLC
InventorsJoshua Edwards, Michael Mossoba, Abdelkader Benkreira
Life of this patent
Estimating the term…
Abstract
Provided, in an aspect, is a method for improving security in an automated teller machine (ATM) network, which includes prompting a user, via the ATM, to provide a biometric sample; receiving the sample from a biometric device of the ATM; determining that the sample is not blacklisted; and allowing the user to complete a transaction. Because the method includes storing anonymized event details, which include the biometric sample separate from user-identifying information, the method both improves privacy for law-abiding users and deters malicious use by others.
Claims20
A computer-implemented method for improving security in an automated teller machine (ATM) network comprising a plurality of ATM devices, the method comprising
- receiving, at an ATM device of the ATM network, a transaction request from a user associated with a user-identifying information;
- prompting the user, via the ATM device, to provide a biometric sample;
- receiving, through a biometric sensor of the ATM device, the biometric sample of the user;
- determining, by the ATM device, that the biometric sample is not blacklisted by communicating with a server configured to compare the received biometric sample against biometric sample information stored within a blacklist database;
- and
- allowing the user to complete, by the ATM device, the transaction associated with the user in response to determining that the biometric sample is not blacklisted,
- wherein the server is configured to store anonymized event details comprising a location of the transaction, a date and time of the transaction, an amount for the transaction, and the biometric sample, wherein the anonymized event details include information different from the user-identifying information associated with the user completing the transaction on the ATM device.
An automated teller machine (ATM) with improved security, the ATM comprising:
- a biometric sensor for receiving a biometric sample from a user associated with a user-identifying information;
- a processor;
- and
- a non-transitory computer-readable medium storing instructions executable by the processor to:
- prompt the user to provide a biometric sample;
- receive the biometric sample of the user from the biometric sensor;
- evaluate a biometric quality value for the biometric sample;
- determine that the evaluated biometric quality value is acceptable;
- determine that the biometric sample is not blacklisted by communicating with a server configured to compare the received biometric sample against biometric sample information stored within a blacklist database;
- and
- allow the user to complete the transaction associated with the user in response to determining that the biometric sample is not blacklisted,
- wherein the server is configured to store anonymized event details comprising a location of the transaction, a date and time of the transaction, an amount for the transaction, and the biometric sample, wherein the anonymized event details include information different from the user-identifying information associated with the user completing the transaction on the ATM device.
A method for improving security in an automated teller machine (ATM) device, the method comprising acquiring an image of an ATM user via a camera of the ATM device;
- determining an inability to recognize a face of the ATM user in the acquired image;
- determining that the user requests a transaction at the ATM device;
- prompting the user, via the ATM device, to provide a biometric sample;
- receiving, through a biometric sensor of the ATM device, the biometric sample of the ATM user;
- evaluating a biometric quality score for the biometric sample;
- determining that the biometric quality score passes a predetermined threshold;
- determining that the biometric sample is not blacklisted by communicating with a server configured to compare the biometric sample against biometric sample information stored within at least one biometric blacklist database;
- and
- allowing the user to complete the transaction in response to determining that the biometric sample is not blacklisted,
- wherein the server is configured to store anonymized event details comprising a location of the transaction, a date and time of the transaction, an amount for the transaction, and the biometric sample, wherein the stored anonymized event details include information different from the user-identifying information associated with the user completing the transaction on the ATM device.
Dependencies are inferred from the claim text.