Systems and methods for combined OTP and KBA identity authentication utilizing academic publication data

A system comprising:

• at least one memory for storing data and computer-executable instructions;
• and at least one processor configured to access the at least one memory and further configured to execute the computer-executable instructions to:
• receive a set of identity information associated with a subject;
• query one or more databases with at least a portion of the set of identity information;
• receive, in response to the querying, personally identifiable information, wherein the personally identifiable information comprises academic publication information;
• produce, with one or more computer processors, and based at least in part on the personally identifiable information, at least one knowledge based authentication (KBA) identity proofing question having a personally identifiable correct answer;
• generate a unique correct one-time pass (OTP) code for the personally identifiable correct answer;
• send, for display on a first computing device associated with the subject, the at least one KBA identity proofing question;
• send, for display on a second computing device associated with the subject, the personally identifiable correct answer with the unique correct OTP code, and one or more incorrect answers with corresponding incorrect codes;
• receive, responsive to the sending, a response code and at least one identifier related to the first computing device;
• compare the response code and the unique correct OTP code;
• compare the at least one identifier and the set of identity information associated with the subject;
• responsive to a match between the response code and the unique correct OTP code, and responsive to a match between the at least one identifier and at least a portion of the set of identity information associated with the subject, send, for display on the first computing device associated with the subject, a first indication of authentication.