Automated methods of inspection

A system comprising:

• a communication module to:
• connect to smart devices associated with a property covered by an insurance policy;
• in response to detecting an event indicated by data from the smart devices:
• receive, via a network, a loss notification identifying one or more properties where a loss might have occurred;
• a data collection module, running on one or more processors, to:
• detect the potential event related to the property covered by the insurance policy based on a weather prediction,
• activate or deactivate data feeds based on the weather prediction,
• collect property data about the current status of the one or more properties using remote evaluation tools and data from the smart devices, wherein collecting the property data comprises:
• acquiring the property data at least in part from an electrical grid, and
• collecting video data of the property by:
• controlling, in real-time, flight path and camera setting of an unmanned aerial vehicle,
• processing the video data in real-time, and
• adjusting, in real-time, the flight path and the camera setting of the unmanned aerial vehicle to obtain the property data,
• an inspection engine to control the remote evaluation tools;
• an estimate generator to:
• for each of the one or more properties, generate a personal profile of an person holding an insurance policy and a weather profile of a weather event affecting each of the one or more properties based at least in part on data from the data feeds, and
• process the property data and produce a loss report identifying any damage to each of the one or more properties based on the status of the property, the personal profile of the person holding the insurance policy, and the weather profile, wherein data associated with the weather profile is compared with the property data so as to identify a fraudulent claim;
• and
• a resource module to configure configurable settings in a temporary living space for the person based on the personal profile and the smart devices.

A non-transitory computer-readable medium containing instructions that when executed by one or more processors cause a machine to:

• detect a potential event related to a property covered by an insurance policy based on a weather prediction;
• activate or deactivate data fees based on the weather prediction;
• collect pre-event property data relating to the property covered by the insurance policy;
• connect to smart devices associated with the property;
• in response to detecting an event indicated by data from the smart devices:
• receive a loss notification identifying the property covered by the insurance policy;
• acquire, using one or more remote evaluation tools and data from the smart devices, current property data relating to the property, wherein acquiring the current property data comprises:
• acquiring and analyzing data from an electrical grid, and
• collecting video data of the property by:
• controlling, in real-time, flight path and camera setting of an unmanned aerial vehicle,
• processing the video data in real-time, and
• adjusting, in real-time, the flight path and the camera setting of the unmanned aerial vehicle to obtain the property data,
• generate a personal profile of a person holding the insurance policy and a weather profile of a weather event affecting the property based at least in part on data from the data feeds;
• compare data associated with the weather profile with the property data so as to identify a fraudulent claim;
• automatically generate an estimated loss report identifying damage to the property that would result in payout from the insurance policy, wherein the estimated loss report is based on the pre-event property data, the current property data, the personal profile, and the weather profile;
• and
• configure configurable settings in a temporary living space for the person based on the personal profile and the smart devices.