Computer system for accelerating resource transfers based on non-finalized operation information

A method for providing factoring, automatically, based on non-finalized operation information, the method comprising:

• receiving, with a computer processor, security credentials for establishing an operative communication channel with a provider computer system to receive non-finalized information from a provider, wherein the non-finalized information is associated with an operation completed by the provider on behalf of an entity;
• establishing, with a computer processor, the operative communication channel with the provider computer system using the security credentials, wherein the operative communication channel is established using the network communication interface;
• receiving, with a computer processor, the non-finalized information from the provider computer system via the operative communication channel;
• processing, with a computer processor, the received non-finalized information, wherein processing the received non-finalized information comprises determining an accelerated transfer quantity based on the received non-finalized information, the accelerated transfer quantity being based on a non-finalized operation quantity owed by the provider to the entity and associated with the operation;
• presenting, with a computer processor, a first graphical user interface to an entity computing device of the entity, wherein the graphical user interface is presented to the entity computing device;
• presenting, with a computer processor, an offer to the entity computing device via the first graphical user interface, the offer comprising terms proposing that the accelerated transfer quantity be provided to the entity;
• determining, with a computer processor, that the entity has entered into a contract setting forth that the accelerated transfer quantity is provided to the entity by determining that the entity computing device has transmitted an acceptance of the offer via the first graphical user interface;
• transferring, with a computer processor, the accelerated transfer quantity to the entity;
• receiving, with a computer processor, finalized information and/or a resource quantity associated with the operation from the provider;
• processing, with a computer processor, the finalized information and/or resource quantity associated with the operation, wherein processing the finalized information associated with the operation comprises:
• (1) based on the finalized information and/or resource quantity, determining a finalized transfer quantity owed to the entity by the provider and associated with the operation, and (2) determining a reconciled transfer quantity based on the finalized transfer quantity and the accelerated transfer quantity;
• and
• transferring the reconciled transfer quantity to the entity.

A computer program product for providing factoring, automatically, based on non-finalized operation information, the computer program product comprising a non-transitory computer-readable medium comprising code causing an apparatus to:

• receive security credentials for establishing an operative communication channel with a provider computer system to receive non-finalized information from a provider, wherein the non-finalized information is associated with an operation completed by the provider on behalf of an entity;
• establish the operative communication channel with the provider computer system using the security credentials, wherein the operative communication channel is established using the network communication interface;
• receive the non-finalized information from the provider computer system via the operative communication channel;
• process the received non-finalized information, wherein processing the received non-finalized information comprises determining an accelerated transfer quantity based on the received non-finalized information, the accelerated transfer quantity being based on a non-finalized operation quantity owed by the provider to the entity and associated with the operation;
• present a first graphical user interface to an entity computing device of the entity, wherein the graphical user interface is presented to the entity computing device;
• present an offer to the entity computing device via the first graphical user interface, the offer comprising terms proposing that the accelerated transfer quantity be provided to the entity;
• determine that the entity has entered into a contract setting forth that the accelerated transfer quantity is provided to the entity by determining that the entity computing device has transmitted an acceptance of the offer via the first graphical user interface;
• transfer the accelerated transfer quantity to the entity;
• receive finalized information and/or a resource quantity associated with the operation from the provider;
• process the finalized information and/or resource quantity associated with the operation, wherein processing the finalized information associated with the operation comprises:
• (1) based on the finalized information and/or resource quantity, determining a finalized transfer quantity owed to the entity by the provider and associated with the operation, and (2) determining a reconciled transfer quantity based on the finalized transfer quantity and the accelerated transfer quantity;
• and
• transfer the reconciled transfer quantity to the entity.