Integrated mobile trusted service manager

A method for processing messages related to mobile payment applications on secure elements of mobile communication devices through an interconnectivity services hub, the method comprising:

• storing, by a server computer, a routing table including addresses for routing messages;
• storing, by the server computer, protocol adapting information for translating messages into a plurality of protocols for communications with different trusted service managers;
• receiving, by the server computer, application personalization information from an application personalization preparation service, the application personalization information generated using a master key;
• receiving, by the server computer, a first message for a first trusted service manager computer from a first entity computer, the first message being in a first protocol, the first message related to a first mobile payment application on a first secure element of a first mobile communication device, wherein the first trusted service manager computer communicates with secure elements using a second protocol;
• determining, by the server computer, that the first message received from the first entity computer is in the first protocol;
• determining, by the server computer using the first message, that the first trusted service manager computer is a recipient of the first message;
• determining, by the server computer, that the second protocol is associated with the first trusted service manager computer;
• determining, by the server computer using the routing table, an address of the first trusted service manager computer;
• translating, by the server computer using the protocol adapting information, the first message into a first translated message in the second protocol used by the first trusted service manager computer;
• sending, by the server computer, the first translated message and the application personalization information to the first trusted service manager computer using the routing table and the address of the first trusted service manager computer, wherein the first trusted service manager computer uses the application personalization information to provision a new payment application on the first secure element;
• receiving, by the server computer, a second message for a second trusted service manager computer from the first entity computer, the second message being in the first protocol, the second message related to a second mobile payment application on a second secure element of a second mobile communication device, wherein the second trusted service manager computer communicates with secure elements using a third protocol;
• determining, by the server computer, that the second message received from the first entity computer is in the first protocol;
• determining, by the server computer using the second message, that the second trusted service manager computer is a recipient of the second message;
• determining, by the server computer, that the third protocol is associated with the second trusted service manager computer;
• determining, by the server computer using the routing table, an address of the second trusted service manager computer;
• translating, by the server computer using the protocol adapting information, the second message into a second translated message in the third protocol used by the second trusted service manager computer;
• and
• sending, by the server computer, the second translated message to the second trusted service manager computer using the routing table and the address of the second trusted service manager computer.