Proactive bank transaction staging methods and systems

A method comprising:

• generating, by a mobile computing device associated with a user, a unique identifier that identifies a pre-staged transaction, the mobile computing device that staged the pre-staged transaction, a type of the pre-staged transaction, and user preferences;
• detecting, through the transacting in advance system, the mobile computing device associated with the user within a proximity of a banking location where the user can complete the pre-staged transaction,
• wherein detecting, through the transacting in advance system, the mobile computing device comprises scanning, by a scanner, a unique identifier displayed on the mobile computing device,
• wherein scanning, by the scanner, the unique identifier identifies the pre-staged transaction, the mobile computing device that staged the pre-staged transaction, and user preferences;
• and
• determining the type of transaction to be conducted based on the information in the unique identifier;
• and
• directing, via the mobile computing device, the user to a teller within the banking location to complete the pre-staged transaction based on the type of the pre-staged transaction and the user preferences.

A system comprising:

• a detector operable to detect a mobile computing device of a user within a proximity of a banking location, wherein the detector comprises a scanner operable to scan a unique identifier from the mobile computing device, and wherein the unique identifier identifies a transaction, the mobile computing device that staged the transaction, and user preferences;
• and
• a server communicably coupled to the detector, wherein the server is operable to:
• process the unique identifier to identify the mobile computing device, the transaction, and the user preferences,
• identify the user based on an identity of the mobile computing device detected by the detector,
• determine a type of the transaction based on the transaction identified in the unique identifier, and
• direct the user to a teller within the banking location based at least in part on the type of the transaction and the user preferences.