System and method for performing secure online banking transactions

A system for performing a secure online banking operation, the system comprising:

• a hardware processor of a security server configured to:
• collect data related to at least one transaction of the online banking operation requested by a user device to a banking server, wherein the banking server is directly accessible to the user device;
• create a plurality of verification scripts based at least on the collected data, wherein each verification script comprising at least one rule requiring collection of one or more types of identification data associated with the transaction of the banking operation;
• collect the identification data from the user device that executed the plurality of verification scripts, wherein the collected identification data comprises logs of network activities of applications running on the user device and logs of function calls from applications running on the user device;
• determine a level of security of performing the banking operation based at least on the identification data collected by the plurality of verification scripts;
• and
• determine whether to perform or not to perform the requested banking operation based on the determined level of security.

A non-transitory computer readable medium storing thereon computer executable instructions for performing a secure online banking operation, including instructions for:

• collecting data related to at least one transaction of the online banking operation requested by a user device to a banking server, wherein the banking server is directly accessible to the user device;
• creating a plurality of verification scripts based at least on the collected data, wherein each verification script comprising at least one rule requiring collection of one or more types of identification data associated with the transaction of the banking operation;
• collecting the identification data from the user device that executed the plurality of verification scripts, wherein the collected identification data comprises logs of network activities of applications running on the user device and logs of function calls from applications running on the user device;
• determining a level of security of performing the banking operation based at least on the identification data collected by the plurality of verification scripts;
• and
• determining whether to perform or not to perform the requested banking operation based on the determined level of security.