Method for acquiring use configuration information and terminal

A non-transitory machine-readable storage medium storing computer-readable program codes, the computer-readable program codes being invoked by a rich communication suite (RCS) terminal to:

• store a configuration file received from a communications server as a server configuration file of a current service card, or store configuration information set based on the configuration file as a user configuration file of the current service card in response to receiving the configuration file from the communications server or the configuration information being set based on the configuration file, wherein the configuration information is based on a wireless network access point, and at least one of the server configuration file of the current service card and the user configuration file of the current service card exists;
• and
• search prestored user configuration files to find a user configuration file corresponding to a replacement service card based on a determination that the current service card of the RCS terminal is replaced with the replacement service card, and acquire user configuration information to perform a communications service according to the user configuration file corresponding to the replacement service card.