Accident fault determination for autonomous vehicles

A computer-implemented method for reconstructing a vehicle crash, comprising:

• receiving, via one or more processors or an associated transceiver, vehicle operating data for a vehicle having one or more autonomous operation features for controlling the vehicle, the vehicle operating data being generated and transmitted by an on-board computer or mobile device using wireless communication or data transmission, wherein the vehicle operating data includes:
• (i) sensor data from one or more vehicle-mounted sensors associated with the one or more autonomous operation features, the sensor data also indicating a configuration or setting of each autonomous operation feature before and during the vehicle crash;
• and
• (ii) a recorded log of decisions made by the one or more autonomous operation features, and commands sent from the on-board computer to control components to operate the vehicle, before and during the vehicle crash;
• receiving, via the one or more processors or associated transceiver, an indication of an accident involving the vehicle, or otherwise determining, via the one or more processors, that the vehicle has been involved in the accident based upon processor analysis of the (i) sensor data, and (ii) recorded log received;
• generating, by the one or more processors, a crash reconstruction representing a sequence of events involved in the accident by automatically determining, for each of a plurality of times in the sequence of events, each of the following:
• (i) a location of the vehicle based upon the sensor data, (ii) a location of an obstruction involved in the accident based upon the sensor data, and (iii) a movement of the vehicle based upon the decisions in the recorded log;
• determining, by the one or more processors, an allocation of fault for each of the accident for the one or more autonomous operation features based at least in part upon the crash reconstruction;
• and
• causing, by the one or more processors, one or more of the following actions to be performed based upon the determined total risk level:
• adjust an insurance policy associated with the vehicle, determine a coverage level associated with the insurance policy, present information regarding the determined total risk level to a reviewer via a display of a reviewer computing device to verify the determined total risk level, or present the determination to a customer via a display of a customer computing device for review of an adjustment to the insurance policy associated with the vehicle.