Method, device, terminal, and server for verifying security of service operation

A method for verifying a security of a service operation, comprising:

• sending a creditability analysis instruction of the service operation to a service terminal in response to an operation request associated with the service terminal;
• receiving a creditability analysis result sent by the service terminal, wherein the creditability analysis result is obtained by the service terminal based on the service terminal performing a creditability analysis of the service operation and one or more risk control models pre-stored in the service terminal;
• and
• determining the security of the service operation based on the creditability analysis result.

A device for verifying a security of a service operation, comprising:

• a generating unit configured to generate one or more risk control models based on user data associated with a user of a service terminal;
• a receiving unit configured to receive a creditability analysis instruction of the service operation sent by a service server;
• an analyzing unit configured to obtain a creditability analysis result of the service operation based on the service terminal performing a creditability analysis and the one or more risk control models pre-stored in the service terminal;
• and
• a sending unit configured to send the creditability analysis result to the service server for determining the security of the service operation.

A device for verifying a security of a service operation, comprising:

• a sending unit configured to send a creditability analysis instruction of the service operation to a service terminal in response to an operation request associated with the service terminal;
• a receiving unit configured to receive a creditability analysis result sent by the service terminal, wherein the creditability analysis result is obtained by the service terminal based on the service terminal performing a creditability analysis of the service operation and one or more risk control models pre-stored in the service terminal;
• and
• a verifying unit configured to determine the security of the service operation based on the creditability analysis result.

A terminal, comprising:

• a memory configured to store a set of instructions;
• a processor configured to execute the set of instructions to cause the terminal to:
• generate one or more risk control models based on user data associated with a user of the terminal;
• receive a creditability analysis instruction of a service operation sent by a service server in response to an operation request associated with the terminal;
• obtain a creditability analysis result of the service operation based on the service terminal performing a creditability analysis and the one or more risk control models pre-stored in the terminal;
• and
• send the creditability analysis result to the service server for determining a security of the service operation.

A service server, comprising:

• a memory configured to store a set of instructions;
• a processor configured to execute the set of instructions to cause the service server to:
• send a creditability analysis instruction of a service operation to a service terminal in response to an operation request associated with the service terminal;
• receive a creditability analysis result sent by the service terminal, wherein the creditability analysis result is obtained by the service terminal based on the service terminal performing a creditability analysis of the service operation and one or more risk control models pre-stored in the service terminal;
• and
• determine a security of the service operation based on the creditability analysis result.

A non-transitory computer readable medium that stores a set of instructions that is executable by at least one processor of a service terminal to cause the service terminal to perform a method for verifying a security of a service operation, the method comprising:

• generating one or more risk control models based on user data associated with a user of a service terminal;
• receiving a creditability analysis instruction of the service operation, the creditability analysis instruction being sent by a service server in response to an operation request associated with the service terminal;
• obtaining a creditability analysis result of the service operation based on the service terminal performing a creditability analysis and the one or more risk control models pre-stored in the service terminal;
• and
• sending the creditability analysis result to the service server for determining the security of the service operation.

A non-transitory computer readable medium that stores a set of instructions that is executable by at least one processor of a service server to cause the service server to perform a method for verifying a security of a service operation, the method comprising:

• sending a creditability analysis instruction of the service operation to a service terminal in response to an operation request associated with the service terminal;
• receiving a creditability analysis result sent by the service terminal, wherein the creditability analysis result is obtained by the service terminal based on the service terminal performing a creditability analysis of the service operation and one or more risk control models pre-stored in the service terminal;
• and
• determining the security of the service operation based on the creditability analysis result.