Chip resistor and chip resistor assembly

A chip resistor assembly, comprising:

• a circuit board having a plurality of electrode pads;
• a chip resistor disposed on the circuit board and electrically connected to the plurality of electrode pads,
• wherein the chip resistor includes a base substrate having a first surface and a second surface opposing each other, two side surfaces connecting the first surface and the second surface, and two end surfaces connecting the first surface and the second surface, a resistive layer disposed on the second surface of the base substrate, the resistive layer having a first surface in contact with the base substrate and a second surface opposing the first surface of the resistive layer, a first terminal and a second terminal spaced apart from each other and each being connected to the resistive layer on the second surface of the resistive layer, a third terminal connected to the resistive layer on the second surface of the resistive layer, disposed between the first terminal and the second terminal, and extending to the first surface of the base substrate along the side surfaces, and a protective layer disposed on the first surface of the base substrate,
• wherein the third terminal includes a first surface portion disposed on the first surface of the base substrate, and the first surface portion is divided into two portions extending from the two side surfaces, and
• wherein the protective layer is disposed between the two portions of the first surface portion.