Indicia encoding system with integrated purchase and payment information

A system comprising:

• a digital device comprising:
• one or more processors;
• one or more memory components;
• and one or more input/output components;
• executable instructions stored on at least one of the one or more memory components, the executable instructions being configured to be executed on at least one of the one or more processors so that the system is configured to:
• receive a purchase order, via at least one of the one or more input/output components;
• receive payment information, via at least one of the one or more input/output components;
• use at least one of the one or more processors to generate one machine-readable indicia that encodes each of (i) the purchase order, (ii) the payment information, with the payment information in an encrypted form, the payment information comprising information pertaining to a method of payment, the information pertaining to the method of payment being configured for use in a purchase transaction for the purchase order, and (iii) a key that is required for decrypting the encrypted payment information in the machine-readable indicia, the key comprising a personal identification number, the key generated by at least one of the one or more processors;
• and display the machine-readable indicia via at least one of the one or more input/output components;
• wherein the system is further capable of:
• receiving a key required for decryption of the encrypted payment information in the machine-readable indicia from a user, wherein the key is a Personal Identification Number (PIN);
• and
• having the machine-readable indicia scanned by an imaging component to decode the machine-readable indicia to provide the purchase order and the payment information to provide an indication of the purchase order and the payment information on a display, comprising the imaging component decrypting the encrypted payment information using the received key that is required for decryption of the encrypted information so that a payment for a purchase of the one or more products and/or one or more services may be transacted.

A method comprising:

• receiving purchase order information via one or more input/output components of a digital device, in which the purchase order information comprises one or more products and/or one or more services selected for purchase;
• receiving payment information via one or more input/output components of the digital device, in which the payment information comprises information pertaining to a method of payment, the information pertaining to the method of payment being configured for use in a purchase transaction for the purchase order information;
• generating, by the digital device, one machine-readable indicia that encodes each of (i) the purchase order information, (ii) the payment information that is configured for use in a purchase transaction for the purchase order information, with the payment information in an encrypted form, and (iii) a key that is required for decryption of the encrypted payment information in the machine-readable indicia, the key comprising a personal identification number, comprising the digital device encrypting the payment information and generating the key that is required for decrypting the encrypted payment information in the machine-readable indicia;
• displaying the machine readable indicia on a screen of the digital device;
• an indicia reading terminal receiving from a user the key that is required for decryption of the encrypted payment information in the machine-readable indicia;
• the indicia reading terminal scanning and decoding the machine readable indicia to provide the purchase order information and the payment information that is configured for use in the purchase transaction for the purchase order, comprising the indicia reading terminal decrypting the encrypted payment information using the received key that is required for decryption of the encrypted payment information;
• and
• then transacting the purchase transaction for the purchase order based on the scanned and decoded machine readable indicia that comprises each of the purchase order information, the scanned payment information that is configured for use in the purchase transaction for the purchase order, and the key that is required for decryption of the encrypted payment information.