Insurance policy alterations using informatic sensor data

A sensor system for capturing data, the system comprising:

• a plurality of sensor devices each configured to capture a different attribute of a building, each sensor device having a transmitter with an associated IP address coupled to a wireless network for transmitting the captured data, wherein the plurality of sensor devices comprises a structural sensor configured to collect data associated with the building's structural elements;
• a data storage component wirelessly coupled to each of the plurality of sensors devices via the IP address of the transmitter for each of the sensor devices wherein the data storage component is configured to aggregate captured data regarding different attributes of the building received from each of the sensor devices;
• a communication component coupled to the data storage component configured to encrypt and transmit the aggregated captured encrypted data via a network;
• a computer server coupled to the communication device, via the network, and programmed to:
• receive building condition data from a plurality of building condition sensor devices associated with a building, wherein the plurality of building condition sensor devices comprises a structural sensor configured to collect data associated with the building's structural elements;
• upon the receiving building condition data from the structural sensor, determining a susceptibility value indicative of susceptibility of the building to incur damage;
• upon the susceptibility value satisfying a threshold, generate an instruction configured to receive building condition data associated with the building's structural conditions;
• transmit the instruction to a camera sensor, wherein the camera sensor is configured to collect images associated with the building's structural condition, wherein the instruction modifies a frequency of data capture associated with the camera sensor;
• and
• modify at least one data record corresponding to an insurance policy of the building based on the susceptibility value.