US 9,959,694 B2Granted

Security systems for protecting an asset

OwnerJeffrey Dean Lindsayinventor

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Abstract

Security systems for protecting assets are described, including password-based security systems that can provide different levels of access responsive to entry of a primary or secondary password. In some versions, user-configurable security rules can provide customized responses to entry of primary or secondary passwords, including feigned or limited access, security alerts, etc. Passwords comprising overt and covert components can be used to provide enhanced security and improved user control over system response. Improved security systems involving transactions between multiple parties are also considered, with options for user-customized security rules including primary and secondary passwords, and reverse challenge and response methods. Systems for Limited Use Credentials are also disclosed to reduce the risk of identity theft.

Claims21

Dependent claims

A security management system providing controlled access to a secure electronic account accessible via an electronic account access interface in communication with an account server, the security management system comprising:

a computerized administrative interface having security rules for governing account access via the electronic account access interface, the security rules being stored in a memory in communication with a processor operably associated with the account server,
wherein the computerized administrative interface is programmed to receive commands from an authorized user to customize the security rules to provide different levels of account access responsive to entry via the electronic account access interface of user credentials, the user credentials comprising a user ID and either a primary password or a secondary password selected from one or more secondary passwords, wherein the computerized administrative interface provides selections in the security rules for both a primary password and one or more secondary passwords,
and wherein the computerized administrative interface provides a selection for a covert cue method to serve as a component of a primary password.

Dependencies are inferred from the claim text.

Facts

Application: 12/489,416Filed 22 Jun 2009 · continuation
Priority: 24 Apr 2006
Published: US 2009/0259588 A115 Oct 2009
Granted: 1 May 2018
Term ends: Not estimatedThe source records don’t support an estimate.

Classification10 codes

G07F 7/1025
Together with a coded signal , e.g. in the form of personal identification information, like personal identification number [PIN] or biometric…
G06F 21/31
Authentication, i.e. establishing the identity or authorisation of security principals: user authentication
G06Q 20/102
Specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems: bill distribution or payments
G07F 7/1008
Together with a coded signal , e.g. in the form of personal identification information, like personal identification number [PIN] or biometric…

Family

Application60/745,461Us provisional application · filed 24 Apr 2006
Application60/889,540Us provisional application · filed 13 Feb 2007
Application11/739,021Parent of this continuation · filed 23 Apr 2007
US 2009/0259588 A1Pre-grant publication · published 15 Oct 2009
US 7,552,467 B2Parent of this continuation
US 2007/0250920 A1Published application
US 9,959,694 B2This patent

From the US filing history. Foreign family members aren’t listed.