Multi-directional wallet connector apparatuses, methods and systems
AssigneeVisa International Service Association
InventorsThomas Purves, Shilpak Mahadkar, Tenni Theurer, Ayman Hammad
Life of this patent
Estimating the term…
Abstract
The MULTI-DIRECTIONAL WALLET CONNECTOR APPARATUSES, METHODS AND SYSTEMS (“W-CONNECTOR”) facilitates the enrollment of payment accounts in a consumer's virtual wallet. The consumer may be logged into their payment account issuer's web site and designate one or more payment accounts for enrollment in a virtual wallet. The issuer may then share account, billing and/or other relevant information with the virtual wallet provider to facilitate the enrollment of the designated payment accounts in the virtual wallet. The W-CONNECTOR may also be configured to facilitate the creation and funding of pre-paid accounts in a consumer's virtual wallet.
Claims9
A user-merchant reference linking processor-implemented method, comprising:
- receiving, via a processor, a wallet credential log-in request;
- creating a user-merchant relationship identifier, wherein the user-merchant relationship identifier is merchant specific;
- storing user-merchant actions and associating the user-merchant actions with the user-merchant relationship identifier;
- associating non-merchant specific user history with a user history identifier, wherein the user history identifier is related to the user-merchant relationship identifier;
- performing a user-merchant action to obtain a wallet user interface;
- mapping the wallet user interface into a native wallet user interface of a native wallet application;
- and
- generating a native wallet user interface widget for extension of the native wallet application.
A user-merchant reference linking system, comprising:
- a processor;
- and
- a memory disposed in communication with the processor and storing processor-issuable instructions to:
- receive a wallet credential log-in request;
- create a user-merchant relationship identifier, wherein the user-merchant relationship identifier is merchant specific;
- store user-merchant actions and associate the user-merchant actions with the user-merchant relationship identifier;
- associate non-merchant specific user history with a user history identifier, wherein the user history identifier is related to the user-merchant relationship identifier;
- perform a user-merchant action to obtain a wallet user interface;
- map the wallet user interface into a native wallet user interface of a native wallet application;
- and
- generate a native wallet user interface widget for extension of the native wallet application.
A processor-readable tangible medium storing processor-issuable user-merchant reference linking instructions to:
- receive a wallet credential log-in request;
- create a user-merchant relationship identifier, wherein the user-merchant relationship identifier is merchant specific;
- store user-merchant actions and associate the user-merchant actions with the user-merchant relationship identifier;
- associate non-merchant specific user history with a user history identifier, wherein the user history identifier is related to the user-merchant relationship identifier;
- perform a user-merchant action to obtain a wallet user interface;
- map the wallet user interface into a native wallet user interface of a native wallet application;
- and
- generate a native wallet user interface widget for extension of the native wallet application.
Dependencies are inferred from the claim text.