Encouraging safe driving using a remote vehicle starter
AssigneeAllstate Insurance Company
InventorsRothana Srey, Matthew James Manzella
Life of this patent
Estimating the term…
Abstract
A method of encouraging safe driving of a vehicle using a remote starter device installed at a vehicle is provided. The remote starter device determines whether it is in signal communication with a remote starter application operating at a mobile computing device separate from the remote starter device. When the remote starter device is in signal communication with the remote starter application, the remote starter device permits ignition of the vehicle. When the remote starter device is not in signal communication with the remote starter application, the remote starter device prevents ignition of the vehicle. The remote starter application may present to a driver of the vehicle an insurance rate for taking a trip in the vehicle.
Claims20
A method comprising:
- connecting, via an interface of a device, to an ignition system of a vehicle;
- determining, at the device, whether a mobile application is operating at a mobile computing device of a driver of the vehicle based on whether the device is in signal communication with the mobile application, the mobile application being configured to present an insurance rate for insurance coverage for taking a trip in the vehicle;
- preventing ignition of the vehicle using the device until determining, at the device, that the mobile application is operating at the mobile computing device;
- permitting ignition of the vehicle using the device responsive to determining, at the device, that the mobile application is operating at the mobile computing device;
- and
- providing, from the device to the mobile application upon ignition of the vehicle, an ignition confirmation message;
- wherein receipt of the ignition confirmation message at the mobile application causes the mobile application to:
- display the insurance rate,
- receive first input from the driver, the first input indicating whether the driver accepts or rejects the insurance rate, and
- transmit, to an insurance underwriting system, an indication of whether the driver has accepted or rejected the insurance rate.
A device comprising:
- one or more processors;
- an interface that is connectable to an ignition system of a vehicle;
- memory storing instructions that, when executed by one or more of the processors, cause the device to:
- determine whether a mobile application is operating at a mobile computing driver of a drive of the vehicle based on whether the device is in signal communication with the mobile application, the mobile application being configured to present an insurance rate for insurance coverage for taking a trip in the vehicle;
- prevent ignition of the vehicle via the interface until determining that the mobile application is operating at the mobile computing device,
- permit ignition of the vehicle via the interface responsive to determining that the mobile application is operating at the mobile computing device, and
- provide an ignition confirmation message to the mobile application upon ignition of the vehicle;
- wherein receipt of the ignition confirmation message at the mobile application causes the mobile application to:
- display the insurance rate,
- receive first input from the driver, the first input indicating whether the driver accepts or rejects the insurance rate, and
- transmit, to an insurance underwriting system, an indication of whether the driver has accepted or rejected the insurance rate.
Dependencies are inferred from the claim text.