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US 9,858,576 B2Granted
Secure transaction system
OwnerYuh-shen Song, Catherine Lew +2inventors
InventorsYuh-shen Song, Catherine Lew, Alexander Song, Victoria Song
Life of this patent
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Abstract
A computerized method enables a user to conduct a transaction in a private and secure manner via three computer systems and the user's partial identification information. The partial identification information is insufficient to disclose an identity of the user.
Claims20
A method of conducting transactions, comprising:
- storing, at a first computer system, a first set of data comprising a portion of a user's identification information, the user's identity being unidentifiable from the portion of the user's identification information;
- storing, at the first computer system, an identification number of a third computer system associated with the first set of data;
- receiving, at the first computer system from a second computer system, a second set of data obtained via a device configured to input data;
- sending, from the first computer system to the third computer system based at least in part on the identification number, a new pass code when the first set of data matches the second set of data, the new pass code having a predefined life time;
- receiving, at the first computer system, the new pass code from the second computer system;
- and
- approving, by the first computer system, a transaction associated with the user in response to receiving the new pass code before the new pass code expires.
4 more elements
A method of conducting transactions, comprising:
- storing, at a first computer system, a first set of data obtained from a portion of a user's identification information, the user's identity being unidentifiable from the portion of the user's identification information;
- storing, at the first computer system, an identification number of a second computer system associated with the first set of data;
- receiving, at the first computer system from a third computer system, a second set of data obtained via a device configured to input data;
- sending, from the first computer system to the third computer system, a new pass code when the first set of data matches the second set of data, the new pass code having a predefined life time;
- receiving, at the first computer system, the new pass code from the second computer system identified by the identification number;
- and
- approving, at the first computer system, a transaction associated with the user in response to receiving the new pass code before the new pass code expires.
4 more elements
Dependencies are inferred from the claim text.