Systems and methods for providing near field communications
AssigneeCapital One Financial Corporation
InventorPanayiotis Varvarezis
Life of this patent
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Abstract
Methods and systems are disclosed for providing Near Field Communications. In certain embodiments, an Android mobile operating system based mobile device is configured with software that, when executed by one or more processors, determines whether the mobile device is to perform an NFC communication with a contactless payment terminal (CPT) using a secure element associated with an NFC controller included in the mobile device. Based on the determination, the mobile device is configured to execute software that performs communications with the CPT using the NFC controller.
Claims20
A mobile device for processing transactions, comprising:
- a processor;
- a wireless controller;
- and
- memory storing instructions that, when executed by the processor, perform operations comprising:
- initializing a discovery mode using the wireless controller to detect a contactless payment terminal;
- identifying a near field communication protocol associated with the contactless payment terminal;
- determining whether the identified protocol is supported by an operating system associated with the mobile device;
- based on determining that the identified protocol is not supported by the operating system associated with the mobile device, providing a selection to the user regarding whether or not to use a secure element to perform a transaction;
- and
- conducting the transaction, using the wireless controller, based at least on the user selection.
A method for processing transactions, comprising:
- initializing, via one or more processors, a discovery mode using a wireless controller to detect a contactless payment terminal;
- identifying a near field communication protocol associated with the contactless payment terminal;
- determining whether the identified protocol is supported by an operating system associated with the mobile device;
- based on determining that the identified protocol is not supported by the operating system associated with the mobile device, providing a selection to the user regarding whether or not to use a secure element to perform a transaction;
- and
- conducting, via the one or more processors, the transaction based at least on the user selection.
A non-transitory computer-readable medium storing instructions that, when executed by a processor, cause the processor to perform operations comprising:
- initializing, via one or more processors, a discovery mode using a wireless controller to detect a contactless payment terminal;
- identifying a near field communication protocol associated with the contactless payment terminal;
- determining whether the identified protocol is supported by an operating system associated with the mobile device;
- based on determiming that the identified protocol is not supported by the operating system associated with the mobile device, providing a selection to the user regarding whether or not to use a secure element to perform a transaction;
- and
- conducting, via the one or more processors, the transaction based at least on the user selection.
Dependencies are inferred from the claim text.