Mobile device password management and escrow with keyfob

A method to include physical security in multi-factor authenticating password manager mobile apps in mobile devices, comprising:

• padding each of a plurality of passwords having an independently variable-length of text characters into a standardized block length with a password manager mobile app executing in a mobile device;
• encrypting each one of the plurality of passwords in a padded standardized block length with a block cipher with the password manager mobile app executing in the mobile device;
• escrowing a set of blocks for each of the plurality of passwords resulting after encryption into first and second parts with the password manager mobile app executing in the mobile device;
• storing only the first parts in a physically separate device and only the second parts in the mobile device, and connecting the first parts and the second parts together by the password manager mobile app executing in the mobile device;
• and
• reconstituting each password one at a time, only as needed, for use in a remote website authentication via the password manager mobile app, and the mobile device, on release for the remote website authentication with a master user password entry by the user.