Internet payment system using credit card imaging

A non-transitory computer readable storage medium storing one or more instructions configured for execution by one or more processors of a device with an image acquisition unit, that, when executed by the one or more processors, cause the device to:

• capture an image of a credit card using the image acquisition unit of the device;
• prompt, at the device, a user of the device to provide biometric information to verify the user's identity;
• obtain, at the device, the biometric information from the user of the device;
• transmit, to a server, (A) at least a portion of the captured image of the credit card and (B) the obtained biometric information;
• in accordance with a determination that the biometric information is verified by the server, receive, from the server, credit card information extracted by the server from the portion of the image of the credit card;
• prior to causing execution of the credit card transaction, prompt the user of the device to confirm the credit card transaction based on the credit information extracted from the portion of the image of the credit card by the server;
• and
• execute the credit card transaction upon confirmation received from the device.

A device, comprising:

• an image acquisition unit configured to captured images;
• a processor configured to at least execute instructions;
• a transceiver configured to transmit and receive data communications;
• and
• a memory storing instructions configured for execution by the processor, that, when executed cause the device to:
• capture an image of a credit card using the image acquisition unit of the device;
• prompt, at the device, a user of the device to provide biometric information to verify the user's identity;
• obtain, at the device, the biometric information from the user of the device;
• transmit, to a server, (A) at least a portion of the captured image of the credit card and (B) the obtained biometric information;
• in accordance with a determination that the biometric information is verified by the server, receive, from the server, credit card information extracted by the server from the portion of the image of the credit card;
• prior to causing execution of the credit card transaction, prompt the user of the device to confirm the credit card transaction based on the credit information extracted from the portion of the image of the credit card by the server;
• and
• execute the credit card transaction upon confirmation received from the device.