Broadcasting telematics data to nearby mobile devices, vehicles, and infrastructure

An originating mobile computing device located within an originating vehicle and configured to collect, generate, and transmit telematics data, the originating mobile computing device comprising:

• one or more sensors or meters incorporated as part of the originating mobile computing device and configured to collect telematics data when the one or more sensors or meters indicates that the originating mobile computing device is stationary with respect to the originating vehicle and is located within the originating vehicle;
• a memory unit configured to store computer readable instructions that represent a Telematics Application (App);
• a transceiver;
• and
• one or more processors interconnected or in communication with the one or more sensors or meters, the memory unit, and the transceiver,
• wherein the one or more processors are configured to execute the Telematics App to (i) receive telematics data from the one or more sensors or meters, the telematics data including acceleration, braking, compass heading, speed, and location-related data;
• (ii) periodically generate an updated broadcast incorporating the telematics data;
• and (iii) cause the transceiver to transmit, from the originating mobile computing device, the updated broadcast, as often as the broadcast is updated, to a destination mobile computing device,
• wherein the destination mobile computing device that is associated with a destination vehicle or a driver receives the telematics data, and the destination mobile computing device directs corrective actions based upon a determined relevance of an identified anomaly via a telematics application executed on the destination mobile computing device to alert the destination vehicle or driver based upon computer analysis of the telematics data contained within the updated broadcast, and to display insurance policy pricing adjustment information associated with the driver that is based upon a driver risk due to the identified anomaly, so as to promote or reward risk averse behavior and safer driving via the displayed insurance policy pricing adjustment information, and
• wherein the relevance of the identified anomaly is determined based upon whether a location of the originating vehicle as determined based upon the telematics data is within a threshold distance of a current location of the destination mobile computing device or the destination vehicle.

A non-transitory, tangible computer-readable medium storing machine readable instructions on an originating mobile computing device located within an originating vehicle that, when executed by a processor, cause the processor to:

• collect or generate telematics data from one or more sensors or meters that are incorporated as part of the originating mobile computing device when one of the one or more sensors or meters indicates that the originating mobile computing device is stationary with respect to the originating vehicle and is located within the originating vehicle while the originating vehicle is traveling, the telematics data including acceleration, braking, compass heading, speed, and location-related data;
• periodically generate an updated broadcast that incorporates the telematics data collected by the originating mobile device;
• and
• transmit each updated broadcast via a transceiver associated with the originating mobile computing device using wireless communication or data transmission to destination devices, including computer devices associated with nearby vehicles, mobile devices, and roadside infrastructure,
• wherein the destination devices receive the telematics data, and
• wherein a destination device from among the destination devices directs corrective actions based upon a determined relevance of an identified anomaly via a telematics application executed on the destination device to alert a vehicle or driver as a result of the destination device performing computer analysis of the telematics data collected and transmitted by the originating mobile computing device, and to display insurance policy pricing adjustment information associated with the driver that is based upon a driver risk due to the identified anomaly, so as to promote or reward risk averse behavior and safer driving via the displayed insurance policy pricing adjustment information, and
• wherein the relevance of the identified anomaly is determined based upon whether a location of the originating vehicle as determined based upon the telematics data is within a threshold distance of a current location of the destination device.