US 9,805,037 B2Granted

Payload interrogation prior to external data channel submission

AssigneeBank of America Corporation

InventorsManu Jacob Kurian, Sorin N. Cismas

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Abstract

The present invention relates to verification of the contents of a data file prior to external recipient communication. Specifically, the invention provides for a data file registration repository that registers information associated with data files. In specific embodiments, data registration occurs automatically be capturing the file header metadata. Prior to communicating the file to an external recipient, the payload of the data file is interrogated to determine actual content and the actual content is compared to the registered information to insure that the data being communicated is the same as what the data file is purported to contain (i.e., matches the registered information). Other verifications, such as date type authorization, recipient authorization and the like may also occur in conjunction with the content verification. If the verification(s) is successful, the data is authorized to be placed in the data channel for communication to the external recipient.

Claims19

Dependent claims

A system for verifying data files prior to communicating the data file, via a data channel, to an external recipient, the system comprising:

a computing platform including a memory and at least one processor in communication with the memory;
a data file registration repository stored in the memory, executable by the processor and configured to register, proximate in time to when the data file is created, information associated with the data file, wherein the registered information includes, at least, contents of the data file, wherein the contents of the data file include a line item quantity and a secured data element quantity;
and
a data file interrogation and verification module stored in the memory, executable by the processor that is configured to receive the data file prior to data channel submission, access the data file registration repository to identify the registered information associated with the data file, interrogate a payload of the data file to determine difference between actual contents of the data file and the registered information by:
determining actual line item quantity and actual secured data element quantity;
and
comparing the actual line item quantity and the actual secured data element quantity to the registered line item quantity and the registered secured data element quantity to determine a difference between either one of the actual line item quantity and the registered line item quantity or the actual secured data element quantity and the registered secured data element quantity.

4 more elements

A method for verifying data files prior to communicating the data file, via a data channel, to an external recipient, the method comprising:

registering, in a data file registration repository, proximate in time to when the data file is created, information associated with the data file, wherein the registered information includes, at least, contents of the data file;
wherein the contents of the data file include at least a line item quantity and a secured data element quantity;
accessing the data file registration repository to identify the registered information associated with the data file;
and
interrogating prior to the data file entering the data channel, by a computing device processor, a payload of the data file to determine difference between actual contents of the data file and the registered information by:
determining actual line item quantity and actual secured data element quantity;
and
comparing the actual line item quantity and the actual secured data element quantity to the registered line item quantity and the registered secured data element quantity to determine a difference between either one of the actual line item quantity and the registered line item quantity or the actual secured data element quantity and the registered secured data element quantity.

5 more elements

A computer program product comprising:

a non-transitory computer-readable medium comprising:
a first set of codes for causing a computer to register, in a data file registration repository, proximate in time to when a data file is created, information associated with the data file, wherein the registered information includes, at least, contents of the data file, wherein the contents of the data file include at least a line item quantity and a secured data element quantity;
a second set of codes for causing a computer to access the data file registration repository to identify the registered information associated with the data file,
a third set of codes for causing a computer to interrogate, prior to the data file entering a data channel, a payload of the data file to determine difference between actual contents of the data file and the registered information by:
determining actual line item quantity and actual secured data element quantity;
and
comparing the actual line item quantity and the actual secured data element quantity to the registered line item quantity and the registered secured data element quantity to determine a difference between either one of the actual line item quantity and the registered line item quantity or the actual secured data element quantity and the registered secured data element quantity.

4 more elements

Dependencies are inferred from the claim text.

Facts

Application: 14/746,330Filed 22 Jun 2015
Published: US 2016/0373463 A122 Dec 2016
Granted: 31 Oct 2017
Term ends: Not estimatedThe source records don’t support an estimate.

Classification7 codes

G06F 16/10
Information retrieval; Database structures therefor; File system structures therefor: file systems; File servers
G06F 21/6209
Protecting access to data via a platform, e.g. using keys or access control rules: to a single file or object, e.g. in a secure envelope,…
G06F 21/6218
Protecting access to data via a platform, e.g. using keys or access control rules: to a system of files or objects, e.g. local or distributed file…
G06F 21/6272
To a system of files or objects, e.g. local or distributed file system or database: by registering files or documents with a third party