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US 9,792,605 B2Granted
System and method for split payment card account transactions
AssigneeMastercard International Incorporated
InventorStephen Suganth Raja
Life of this patent
Estimating the term…
Abstract
A method includes receiving a first account indicator, where the first account indicator identifies a first financial account. The method further includes receiving a second account indicator, which identifies a second financial account. Still further, the method includes receiving a split signal, which indicates how future transactions are to be divided between the first financial account and the second financial account. The split signal may have been generated in response to interaction by an account holder with a slide-bar display element of a user interaction screen display.
Claims7
A method comprising:
- receiving, in a split payment computer, a first account indicator, the first account indicator identifying a first financial account;
- receiving, in the split payment computer, a second account indicator, the second account indicator identifying a second financial account;
- and
- receiving, in the split payment computer, a split signal, the split signal indicating how future transactions are to be divided between the first financial account and the second financial account;
- the split signal indicating a first percentage of a given one of said future transactions to be charged to said first financial account and a second percentage of said given one of said future transactions to be charged to said second financial account;
- the split signal having been generated in response to an interaction by a holder of the first and second financial accounts with a slide-bar display element of a user interaction screen display;
- said given one of said future transactions including a first authorization request processed in a computerized payment network for routing to a first issuer computer for charging said first percentage of said given one of said future transactions to said first financial account;
- said given one of said future transactions including a first authorization response issued by said first issuer computer and routed in the computerized payment network;
- said given one of said future transactions including a second authorization request processed in a computerized payment network for routing to a second issuer computer for charging said second percentage of said given one of said future transactions to said second financial account;
- said given one of said future transactions including a second authorization response issued by said second issuer computer and routed in the computerized payment network;
- said split payment computer including a processor and a storage device in communication with the processor, the first percentage and the second percentage stored in a data entry in the storage device.
8 more elements
Dependencies are inferred from the claim text.