System and method for detecting and alerting risks of inputting incorrect account information in refill transactions

An apparatus, comprising:

• a memory device;
• and
• a processor device communicatively coupled to the memory device, wherein the processor device is configured to:
• receive, from a user, a request for refilling an account, the request including account information associated with the account;
• acquire a contact information set corresponding to the user;
• determine whether the contact information set includes the account information by searching in the contact information set for information matching the account information;
• and
• if it is determined that the contact information set does not include the account information:
• provide a risk alert to the user, the risk alert including a notification to the user for checking whether an inputting mistake occurs;
• search in the contact information set for information partially matching the account information;
• if a partially matched contact information having a similarity higher than or equal to a preset similarity threshold is found, control a display device to display the partially matched contact information to the user;
• compare the account information with the partially matched contact information and determine a matched portion and a non-matched portion in the partially matched contact information, wherein the non-matched portion corresponds to a portion of the partially matched contact information that is different from a corresponding portion of the account information and wherein the matched portion corresponds to a portion of the partially matched contact information that is the same as a corresponding portion of the account information;
• and
• control the display device to display the matched portion and the non-matched portion of the partially matched contact information in different manners.

A non-transitory, computer-readable medium storing a set of instructions that is executable by at least one processor of a processor device to cause the processor device to perform a method for detecting a risk in a refill transaction, the method comprising:

• receiving, from a user, a request for refilling an account, the request including account information associated with the account;
• acquiring a contact information set corresponding to the user;
• determining whether the contact information set includes the account information by searching in the contact information set for information matching the account information;
• and
• if it is determined that the contact information set does not include the account information:
• providing a risk alert to the user, the risk alert including a notification to the user for checking whether an inputting mistake occurs;
• searching in the contact information set for information partially matching the account information;
• if a partially matched contact information having a similarity higher than or equal to a preset similarity threshold is found, displaying the partially matched contact information to the user;
• comparing the account information with the partially matched contact information and determining a matched portion and a non-matched portion in the partially matched contact information, wherein the non-matched portion corresponds to a portion of the partially matched contact information that is different from a corresponding portion of the account information and wherein the matched portion corresponds to a portion of the partially matched contact information that is the same as a corresponding portion of the account information;
• and
• displaying the matched portion and the non-matched portion of the partially matched contact information in different manners.