Secure interactive electronic vault with dynamic access controls

A method for providing an electronic deposit box to a user, the method comprising:

• receiving at least one item of electronic data;
• storing the at least one item of electronic data in the electronic safety deposit box;
• delivering a reminder to the user to complete a task associated with the at least one item of electronic data stored in the electronic safety deposit box to prevent the at least one stored item from expiring;
• determining a current level of security for the electronic safety deposit box and a set of corresponding credentials necessary for the user to access the electronic safety deposit box, wherein the corresponding credentials comprise at least one dynamic credential that changes with each access attempt;
• prompting the user to provide the set of corresponding credentials for access to the electronic safety deposit box;
• validating that the user is authorized access to the electronic safety deposit box and to the at least one item of electronic data stored in the electronic safety deposit box;
• permitting the user to enable or disable at least one supplemental service;
• granting access to the at least one item of electronic data in the electronic safety deposit box;
• and
• logging audit information for the user's access to the at least one item of electronic data in the electronic deposit box, wherein every aspect of a session pertaining to the user's access to said at least one item of electronic data is recreatable.

A non-transitory computer-readable storage medium comprising computer-readable instructions for providing an electronic deposit box to a user, the computer-readable instructions comprising instructions that cause a processor to:

• receive at least one item of electronic data;
• store the at least one item of electronic data in the electronic safety deposit box;
• deliver a reminder to the user to complete a task associated with the at least one item of electronic data stored in the electronic safety deposit box to prevent the at least one stored item from expiring;
• determine a current level of security for the electronic safety deposit box and a set of corresponding credentials necessary for the user to access the electronic safety deposit box, wherein the corresponding credentials comprise at least one dynamic credential that changes with each access attempt;
• prompt the user to provide the set of corresponding credentials for access to the electronic safety deposit box;
• validate that the user is authorized access to the electronic safety deposit box and to the at least one item of electronic data stored in the electronic safety deposit box;
• permit the user to enable or disable at least one supplemental service;
• grant access to the at least one item of electronic data in the electronic safety deposit box;
• and
• log audit information for the user's access to the at least one item of electronic data in the electronic deposit box, wherein every aspect of a session pertaining to the user's access to said at least one item of electronic data is recreatable.