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US 9,754,332 B2Granted
Predicting account holder travel without transaction data
AssigneeMartercard International Incorporated
InventorsKent Olof Niklas Berntsson, Romina Mariel Abal
Life of this patent
Estimating the term…
Abstract
A system, method, and computer-readable storage medium configured to anticipate travel by payment account holders without using payment transaction data.
Claims20
A method of anticipating future travel, the method comprising:
- identifying a travel-related cookie from a plurality of cookies with a processor, when a web site address of the travel-related cookie is associated with a travel web site, each cookie of the plurality of cookies containing:
- an Internet Protocol address associated with a browsing computer and the web site address;
- identifying, with the processor, a customer account associated with the travel-related cookie by comparing the Internet Protocol address of the browsing computer with a database of known customer Internet Protocol addresses, the database being stored on a non-transitory computer-readable storage medium, the customer account containing contact information of the customer;
- using the contact information to send the customer a travel-related notification via a network interface.
1 more element
A system of anticipating future travel, the system comprising:
- a processor configured to identify a travel-related cookie from a plurality of cookies with a processor, when a web site address of the travel-related cookie is associated with a travel web site, each cookie of the plurality of cookies containing:
- an Internet Protocol address associated with a browsing computer and the web site address, the processor further configured to identify a customer account associated with the travel-related cookie by comparing the Internet Protocol address of the browsing computer with a database of known customer Internet Protocol addresses, the database being stored on a non-transitory computer-readable storage medium, the customer account containing contact information of the customer;
- and
- a network interface is configured to use the contact information to send the customer a travel-related notification.
1 more element
A non-transitory computer readable medium encoded with data and instructions, when executed by a computing device the instructions causing the computing device to:
- identify a travel-related cookie from a plurality of cookies with a processor, when a web site address of the travel-related cookie is associated with a travel web site, each cookie of the plurality of cookies containing:
- an Internet Protocol address associated with a browsing computer and the web site address;
- identify, with the processor, a customer account associated with the travel-related cookie by comparing the Internet Protocol address of the browsing computer with a database of known customer Internet Protocol addresses, the database being stored on a non-transitory computer-readable storage medium, the customer account containing contact information of the customer;
- use the contact information to send the customer a travel-related notification via a network interface.
1 more element
Dependencies are inferred from the claim text.