System and method for integrating smartphone technology into a safety management platform to improve driver safety

A method for communicating a driver intervention to a driver to alert the driver of a driving risk, comprising:

• running a mobile safety center module on a smartphone;
• retrieving by the mobile safety center module information associated with a current driving situation for the driver;
• executing on the mobile safety center module a risk identification algorithm using at least the current driving situation information to determine a risk score that indicates a likelihood that the current driving situation corresponds to one of a plurality of driving risks, wherein the risk identification algorithm is received from and generated by a remote safety analytics computer system;
• presenting by the mobile safety center module a driver intervention indicative of the one driving risk to the driver based on the risk score;
• and
• automatically adjusting the risk threshold based on information associated with the driver.

A computer system for managing driver safety, comprising:

• a risk detection subsystem for generating risk identification algorithms that identify whether a driver of a vehicle is in one of a plurality of driving risk situations, wherein the risk identification algorithms are transmitted to a mobile device for executing the risk identification algorithms using at least information associated with a driving situation to determine a risk score that indicates a likelihood that the driver will be involved in at least a portion of the driving risk situations;
• an intervention rules generator for generating an intervention rule for each of the plurality of driving risk situations, each intervention rule comprising a risk threshold and a driving intervention associated with the risk threshold for presentation to a driver if the risk score for the driver exceeds the risk threshold, wherein the intervention rules generator is operable to automatically adjust the risk threshold based on information associated with the driver;
• a driver intervention subsystem for generating the driving interventions for the intervention rules such that the driver interventions are based on risk threshold information associated with the driver;
• and
• a communications manager for communicating with one or more information sources to obtain driving situational information and for communicating with a plurality of mobile devices associated with drivers to deliver the risk identification algorithms, intervention rules, and driving interventions to the mobile devices.

A smartphone for communicating a driver intervention to a driver to alert the driver of a driving risk, comprising:

• a processor, computer-readable memory, and a computer-readable storage media;
• a mobile safety center module comprising:
• first computer program instructions for obtaining information associated with a current driving situation for the driver;
• second computer program instructions for executing one or more risk identification algorithms using at least the current driving situation information to determine a risk score that indicates a likelihood that the current driving situation corresponds to one of a plurality of driving risks, wherein the one or more risk identification algorithms are received from and generated by a remote safety analytics computer system;
• and
• third computer program instructions for presenting a driver intervention indicative of the one driving risk to the driver if the risk score satisfies a risk threshold,
• wherein the mobile safety center module comprises computer-readable instructions stored on the computer-readable storage media for execution by the processor by way of the computer-readable memory, and
• wherein the risk threshold is automatically adjustable based on information associated with the driver.

A method for generating a first notice of loss, comprising:

• running a mobile safety center module on a mobile device associated with a driver;
• monitoring and recording by the mobile safety center module information associated with driving situations for the driver;
• detecting by the mobile safety center module that a vehicular accident has occurred involving a vehicle associated with the driver;
• receiving from the mobile safety center module information regarding the vehicular accident through a user interface for the mobile device;
• and
• issuing by the mobile safety center module a first notice of loss comprising an indication of the vehicular accident and the information regarding the vehicular accident received through the user interface to a master safety analytics center,
• wherein information regarding the vehicular accident includes an automatically adjustable risk threshold associated with the driver.