Unobtrusive high-end ready to wear body armor garment

A pliable protective insert comprised of:

• (a) a plurality of layers of protective material having a first layer of protective material, a last layer of protective material, and one or more interior layers of protective material;
• (b) wherein each layer has an inner face and an exterior face and a shared edge;
• (c) each layer has an edge, each edge has a finished edge, and each finished edge is capable of moving relative to the finished edges of adjoining layers;
• (d) wherein the plurality of layers of protective material are bound at at least one point by a first attachment that prevents lateral movement of the plurality of layers relative to one another at the point without impairing the movement of the finished edges of each layer relative to the adjacent layers;
• and
• (e) wherein the pliable protective insert defeats at least a National Institute of Justice 0101.06 class IIIA threat.