Electronic money charging service system, electronic money charging server and charging method thereof

An electronic money recharge server for replenishing a mobile communication terminal and making a payment for settling a recharge amount of money, the electronic money recharge server comprising:

• the electronic money recharge server;
• a non-transitory medium containing stored instructions, when executed by the electronic money recharge server, cause the electronic money recharge server to perform the steps of:
• receiving, by the input unit, money information from a recipient terminal or a paver terminal;
• wherein the money information including at least one of information on a whole or part of an identification of the recipient terminal, information on a payer terminal, a recharge amount and a method of payment;
• determining that the money information is received from the recipient terminal;
• based on the determination that money information is received from the recipient terminal transmitting a message of inquiry to the payer terminal of a settlement approval of the recharge amount and information on the received method of payment;
• determining, that a settlement approval signal is received from the payer terminal;
• based on the determination that a settlement approval signal is received from the payer terminal, recharging the recipient terminal with an electronic money up to the received recharge amount;
• transmitting, to the recipient terminal or the paver terminal, an application so that the recipient terminal or the payer terminal defines a minimum amount and a set amount of the electronic money;
• determining, by the transmitted application, that a balance of the electronic money having been recharged is at or below the defined minimum amount;
• and
• based on the determination, by the transmitted application, that a balance of the electronic money having been recharged is at or below the defined minimum amount, transmitting a money call signal.

An electronic money recharge method for replenishing a mobile communication terminal and making a payment for settling a recharge amount of money, the method performed by an electronic money recharge server and comprising:

• receiving, by the recharge server, money information from a recipient terminal or a paver terminal;
• wherein the money information including at least one of information on a whole or part of an identification of the recipient terminal, information on a payer terminal, a recharge amount and a method of payment;
• determining, by the recharge server, that the money information is received from the recipient terminal;
• based on the determination, by the recharge server, that the money information is received from the recipient terminal, transmitting a message of inquiry to the paver terminal of a settlement approval of the recharge amount and information on the received method of payment;
• determining, by the recharge server, that a settlement approval signal is received from the payer terminal;
• based on the determination, by the recharge server, that a settlement approval signal is received from the payer terminal, recharging the recipient terminal with an electronic money up to the received recharge amount;
• creating, by the recharge server, an invoice for the electronic money recharged into the recipient terminal by making a payment for settling the recharge amount of money through the received method of payment;
• transmitting, by the recharge server, to the recipient terminal or the payer terminal, an application so that the recipient terminal or the payer terminal defines a minimum amount and a set amount of the electronic money;
• determining, by the transmitted application, that a balance of the electronic money having been recharged is at or below the defined minimum amount;
• and
• based on the determination, by the transmitted application, that a balance of the electronic money having been recharged is at or below the defined minimum amount, transmitting a money call signal.