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US 9,432,351 B2Granted
Authorization and authentication based on an individual's social network
AssigneeFacebook, Inc.
InventorChristopher Lunt
Life of this patent
Estimating the term…
Abstract
In particular embodiments, a method includes receiving a request for a first user to access a loan from a lender, the request identifying a user identifier (ID) of the first user; determining whether the first user is authorized to access the loan based at least in part on a gray list comprising user IDs of the users who are not authorized to access loans, wherein the gray list is based on a black list; and permitting the loan to be accessed by the first user if the first user is authorized to access the loan based on the gray list.
Claims15
A method comprising:
- receiving, by one or more computing systems, a request for a first user to access a loan from a lender, the request identifying a user identifier (ID) of the first user;
- determining, by one or more computing devices, whether the first user is authorized to access the loan based at least in part on a gray list comprising user IDs of the users who are not authorized to access loans, wherein the gray list is based on a black list;
- and
- permitting, by one or more computing devices, the loan to be accessed by the first user if the first user is authorized to access the loan based on the gray list.
1 more element
A service provider system comprising:
- one or more processors;
- and one or more servers having a memory storing computer-executable instructions that when executed by one or more of the processors cause the processors to:
- receive a request for a first user to access a loan from a lender, the request identifying a user identifier (ID) of the first user;
- determine whether the first user is authorized to access the loan based at least in part on a gray list comprising user IDs of the users who are not authorized to access loans, wherein the gray list is based on a black list;
- and
- permit the loan to be accessed by the first user if the first user is authorized to access the loan based on the gray list.
3 more elements
Dependencies are inferred from the claim text.