Direct purchase from user-received advertisement

A system for direct product purchasing, comprising:

• a display device;
• a storage device;
• and
• a processor communicatively coupled to the storage device, wherein the processor executes application code instructions that are stored in the storage device to cause the system to:
• receive, by a payment processing application and a user interface, different than the payment processing application, on a remote computing device, one or more advertisements;
• identify, by the payment processing application, the one or more advertisements displayed on the user interface of the remote computing device;
• update the user interface to associate a direct-purchase option interface with the identified one or more advertisements, the direct-purchase option user interface configured to detect selection of the one or more advertisements;
• detect a selection of the one or more advertisements via the direct-purchase option interface, wherein the selection indicates an intent to purchase a product or service associated with the advertisement;
• update the user interface to display a modification input option in response to selection of the direct purchase option interface, the modification input option comprising an indication of a time-out period to cancel or modify the selection;
• communicate, to a payment processing server after the time-out period has expired, identifying information associated with a user of the system to identify a payment account stored on the payment processing server, and advertisement information associated with the selected one or more advertisements.

A computer program product, comprising:

• a non-transitory computer-readable storage device having computer-executable program instructions embodied thereon that when executed by a computer cause the computer to update a user interface to associate direct purchase option interfaces with displayed advertisements to enable direct purchasing from the displayed advertisements, the computer-executable program instructions comprising:
• computer-executable program instructions to receive, by a payment processing application and a user interface, different than the payment processing application, on a remote computing device, one or more advertisements;
• computer-executable program instructions to identify, by the payment processing application, the one or more advertisements displayed on the user interface of the remote computing device;
• computer-executable program instructions to update the user interface to associate a direct-purchase option interface with the one or more identified advertisements, the direct-purchase option interface configured to detect selection of the one or more advertisements;
• computer-executable program instructions to detect a selection of the direct-purchase option, wherein the selection indicates an intent to purchase a product or service associated with the advertisement;
• computer-executable program instructions to display, in response to receiving the selection, a modification input interface comprising a time-out period to cancel or modify the selection;
• computer-executable program instructions to communicate to a payment processing server after the time-out period has expired, a payment account identifier to identify a payment account stored on the payment processing server, and advertisement information associated with the selected one or more advertisements.