Anti-skimming payment card
AssigneePaypal, Inc.
InventorsGeoffrey W. Chatterton, Anupam Pahuja
Life of this patent
Estimating the term…
Abstract
A payment card may include a read sensor configured to detect a reading of the payment card by a card reader. In particular, the payment card may include a controller or a processor configured to count a number of times the payment card is read by other card readers. The payment card may implement card security measures based on the number of reads detected by the read sensor. The payment card may further include a magnetic stripe emulator configured to emulate signal patterns of a magnetic stripe when the magnetic stripe is read by a card reader. The controller may disable the magnetic stripe emulator when the number of reads detected by the read sensor exceeds a predetermined number.
Claims20
A payment device comprising:
- a read sensor configured to detect a reading of the payment device by a card reader;
- a visual indicator on the payment device and configured to display visual content to a user;
- and
- a controller configured to, without communication to a remote server:
- count a number of readings detected by the read sensor;
- and
- implement security settings based on the number of readings including:
- displaying, by the visual indicator, information identifying the number of readings to the user;
- and
- authenticating the user to enable payment from the payment device, responsive to a determination that the number of readings exceeds a predefined limit.
A payment device comprising:
- a read sensor configured to detect a reading of the payment device by a card reader;
- a magnetic stripe emulator configured to emulate magnetic stripes of other devices;
- and
- a controller configured to:
- count a number of readings detected by the read sensor;
- and
- implement security settings based on the number of readings including selecting a payment device with greater security protection for the magnetic stripe emulator to emulate when the number of readings increases.
A method comprising, without communication to a remote server:
- detecting, by a read sensor of a payment device, a reading of the payment device by a card reader;
- counting, by a controller of the payment device, a number of readings detected by the read sensor;
- and
- implementing, by the controller of the payment device, security settings based on the number of readings including:
- displaying, by a visual indicator of the payment device, information identifying the number of readings to a user;
- and
- authenticating the user to enable payment from the payment device, responsive to a determination that the number of readings exceeds a predefined limit.
Dependencies are inferred from the claim text.