Wearable device with magnets magnetized through their widths or thickness

A wearable device, comprising:

• a wearable device structure, the wearable device including a first end and a second
• a plurality of magnets positioned at the first and second ends that provide for closure and locking of the first end to the second end of the wearable device, wherein at least a portion of the magnets are magnetized through at least one of their widths or thickness;
• an electronic device coupled to the wearable device structure, the electronic device including a payment activity manager configured to receive from a user payment configuration parameters for each of a designated third party to receive payments, the payment activity manager including a designated third party payment data base that includes designated third party settings with third party IP addresses, payment sources for each of a designated third party, and method of payment, the payment activity manager performing a comparison for each of a designated third party to receive a payment and perform a security check on that designated third party, the payment activity manager performing an authentication of a designated third party for a payment and a tracking of payments for each of a payment transaction to the one or more designated third parties including an initiation of a payment and a conclusion of a payment from the user, the electronic device including a stock activity manager associating one or more stocks of a public company, the stock activity manager configured to monitor activity of a selected stock, accept stock settings made by the user or requested by a designated party, the stock activity manager configured to manage a user instruction to buy or sell one or more stocks, and also calendar one or more notifications to the user to review one or more stocks performance, and to execute the purchase or sale of one or more stocks designated by the user
• and
• ID circuitry at wearable device or the electronic device.