Systems and methods for alignment of check during mobile deposit
AssigneeUnited Services Automobile Association (USAA)
InventorsBharat Prasad, Minya Liang, Reynaldo Medina, III
Life of this patent
Estimating the term…
Abstract
An alignment guide may be provided in the field of view of a camera associated with a mobile device used to capture an image of a check. When the image of the check is within the alignment guide in the field of view, an image may be taken by the camera and provided from the mobile device to a financial institution. The alignment guide may be adjustable at the mobile device. The image capture may be performed automatically by the camera or the mobile device as soon as the image of the check is determined to be within the alignment guide. The check may be deposited in a user's bank account based on the image. Any technique for sending the image to the financial institution may be used.
Claims20
A system, comprising:
- a mobile device having a processor, wherein the processor is configured to:
- generate an alignment guide adapted to align with an instrument, wherein the alignment guide is associated with an information capture component, wherein the information capture component is associated with the mobile device, and wherein the mobile device is adapted to capture information of the instrument;
- monitor at least one feature of the instrument detected by the information capture component;
- determine whether the at least one feature of the instrument aligns with the alignment guide;
- automatically capture information of the instrument when the at least one feature aligns with the alignment guide;
- and
- transmit the captured information from the mobile device to a server via a communication pathway between the mobile device and the server.
A non-transitory computer-readable medium comprising instructions executed by a processor of a mobile device to:
- monitor at least one feature of an instrument that is within a field of view of a camera associated with the mobile device, wherein the mobile device is adapted to capture information of the instrument;
- determine whether the at least one feature aligns with an alignment guide adapted to align with an instrument;
- automatically capture the information of the instrument when the at least one feature is determined to align with the alignment guide;
- and
- transmit the captured information from the mobile device to a server.
Dependencies are inferred from the claim text.