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US 9,317,847 B2Granted
E-card transaction authorization based on geographic location
AssigneeSony Corporation
InventorsBrant Candelore, Frederick J. Zustak, Steven Martin Richman
Life of this patent
Estimating the term…
Abstract
Transactions using a bank customer's electronic debit or credit card (“e-card”) are authorized based on geographic location. For example, a transaction may be denied if it is determined that no legitimate Point of Sale (POS) terminals are in the area of the e-card.
Claims21
Apparatus comprising;
- at least one processor;
- and
- at least one computer readable storage medium including instructions which when executed by the processor configure the processor to:
- receive indication of an interrogation of an electronic transaction card (e-card) by an interrogating device;
- responsive to the indication, authorize the e-card to respond to the interrogation only responsive to a determination that an authorized point of sate (POS) device is proximate to a location.
2 more elements
Non-transitory computer readable storage medium (NTCRSM) including instructions executable by a processor to configure the processor to:
- receive indication of an interrogation of an electronic transaction card (e-card) by an interrogating device;
- responsive to the indication, present on a display an authorized point of sale (POS) terminal map and at least one selector element selectable to send a signal to the e-card to prevent or enable the e-card to respond to the interrogation.
A computer-implemented method comprising:
- receiving, by a computer, indication of an interrogation of an electronic transaction card (e-card) by an interrogating device;
- responsive to the indication, authorizing, using a computer, the e-card to respond to the interrogation only responsive to a determination that an authorized point of sale (POS) device is proximate to a location.
Dependencies are inferred from the claim text.