Populating budgets and/or wish lists using real-time video image analysis

A system for populating a user directory, the system comprising:

• a memory device with computer-readable program code stored thereon;
• a communication device;
• a processing device operatively coupled to the memory device and the communication device, wherein the processing device is configured to execute the computer-readable program code to:
• receive financial information for a user, wherein the financial information provides an indication of financial history of the user;
• analyze a real-time video stream representing a surrounding environment captured on a mobile device;
• identify one or more products within the real-time video stream;
• determine a location in the user directory to populate with the one or more products identified within the real-time video stream, wherein the user directory comprises a user budget and a user wish list;
• determine information about the one or more products within the real-time video stream, wherein the information about the one or more products comprises a price associated with the one or more products within the real-time video stream;
• present, via superimposing over the real-time video stream on the mobile device, a selectable indicator associated with the one or more products within the real-time video stream, wherein the selectable indicator provides real-time impact on the user budget and the user wish list for the one or more products identified within the real-time video stream if the one or more products in the real-time video stream were purchased by the user associated with the user mobile device displaying the real-time video stream, wherein presenting the selectable indicator comprises superimposing the selectable indicator with the real-time impact of the one or more products on the user budget and the user wish list over the real-time video stream of the one or more products;
• and
• provide, via selection of the selectable indicator, a communicable link between the user and a financial advisor, via the mobile device, and transmitting the real-time video stream with the selectable indicator superimposed over the real-time video stream to the financial advisor via the communicable link, such that the financial advisor can advise the user based on the real-time impact that purchasing one or more products would have on the user budget and the user wish list.

A computer program product for populating a user directory, the computer program product comprising at least one non-transitory computer-readable medium having computer-readable program code portions embodied therein, the computer-readable program code portions comprising:

• an executable portion configured for receiving financial information for a user, wherein the financial information provides an indication of financial history of the user;
• an executable portion configured for analyzing a real-time video stream representing a surrounding environment captured on a mobile device;
• an executable portion configured for identifying one or more products within the real-time video stream;
• an executable portion configured for determining a location in the user directory to populate with the one or more products identified within the real-time video stream, wherein the user directory comprises a user budget and a user wish list;
• an executable portion configured for determining information about the one or more products within the real-time video stream, wherein the information about the one or more products comprises a price associated with the one or more products within the real-time video stream;
• an executable portion configured for presenting, via superimposing over the real-time video stream on the mobile device, a selectable indicator associated with the one or more products within the real-time video stream, wherein the selectable indicator provides real-time impact on the user budget and the user wish list for the one or more products identified within the real-time video stream if the one or more products in the real-time video stream were purchased by the user associated with the user mobile device displaying the real-time video stream, wherein presenting the selectable indicator comprises superimposing the selectable indicator with the real-time impact of the one or more products on the user budget and the user wish list over the real-time video stream of the one or more products;
• and
• an executable portion configured for providing, via selection of the selectable indicator, a communicable link between the user and a financial advisor, via the mobile device, and transmitting the real-time video stream with the selectable indicator superimposed over the real-time video stream to the financial advisor via the communicable link, such that the financial advisor can advise the user based on the real-time impact that purchasing one or more products would have on the user budget and the user wish list.