Shutting down access to all user accounts

A computer program product for restricting access to a user's account via one or more account access channels, comprising a non-transitory computer-readable storage medium having computer-executable instructions for:

• integrating a first account access channel associated with the user's account with a first access restriction procedure, wherein the first access channel comprises a mobile device associated with the user's account, wherein integrating the first account access channel with the first access restriction procedure comprises integrating device identification information associated with the mobile device with the first access restriction procedure;
• integrating a third account access channel associated with the user's account with the first access restriction procedure, the third account access channel comprising an online banking account associated with the user's account;
• receiving a request from the user to implement the first access restriction procedure via a second account access channel, the second account access channel comprising an online banking interface or an automated teller machine interface;
• and
• based on receiving the request via the second account access channel from the user to implement the first access restriction procedure, implementing the first access restriction procedure, wherein implementing the first access restriction procedure comprises (i) disabling access to the user's account via the mobile device and (ii) implementing an authentication procedure that requires secondary authentication before permitting access to the user's account via the online banking account.

A method for restricting access to a user's account via one or more account access channels, comprising:

• integrating, with a computer processor, a first account access channel associated with the user's account with a first access restriction procedure, wherein the first access channel comprises a mobile device associated with the user's account, wherein integrating the first account access channel with the first access restriction procedure comprises integrating device identification information associated with the mobile device with the first access restriction procedure;
• integrating, with a computer processor, a third account access channel associated with the user's account with the first access restriction procedure, the third account access channel comprising an online banking account associated with the user's account;
• receiving, with a computer processor, a request from the user to implement the first access restriction procedure via a second account access channel, the second account access channel comprising an online banking interface or an automated teller machine interface;
• and
• based on receiving the request via the second account access channel from the user to implement the first access restriction procedure, implementing, with a computer processor, the first access restriction procedure, wherein implementing the first access restriction procedure comprises (i) disabling access to the user's account via the mobile device and (ii) implementing an authentication procedure that requires secondary authentication before permitting access to the user's account via the online banking account.