Adaptive and customizable account interface system and method

A computer-implemented customizable account interface and fraud detection system comprising:

• at least one computer memory storing an account holder account history, the account history including transaction data, the transaction data including transaction amount, merchant, transaction category, transaction location, and transaction date;
• a behavioral monitoring system monitoring account holder behaviors and storing transaction data in the computer memory;
• a fraud prevention system for detecting suspected fraudulent behavior and interacting with the behavioral monitoring system, the behavioral monitoring system operable to,
• detect a predetermined account activity;
• generate, resultant to the detected predetermined account activity, a pop-up window providing a link to an out-of-office interface over a network to an account holder device enabling the account holder to enter out-of office settings;
• and
• deliver entered out-of-office settings to the fraud prevention system to enable automatic adjustment of fraud monitoring policies;
• an account holder input interface allowing the account holder to select a display mode, wherein selectable display modes include at least a transaction by category display mode, a transaction by amount display mode, and a transaction by date display mode, each of the display modes displaying an account holder interface conveying the transaction data;
• and
• at least one computer processor accessing the computer memory and executing instructions to perform steps including:
• receiving, over the network, account holder input for selection of a display mode to the account holder input interface;
• processing the account holder input and applying the account holder input to the stored transaction data;
• generating a display for an output interface based on the application of the account holder input to the stored transaction data to display at least one of a transaction by category display mode, a transaction by amount display mode, and a transaction by date display mode, and
• providing account holders with selectable disallowed spending behaviors through the account holder input interface;
• wherein the fraud detection system is capable of identifying an attempt to engage in a selected disallowed spending behavior and to further notify the account holder that the disallowed spending behavior is a potentially fraudulent transaction via the output interface.