Secure management of a smart card

A method of managing a smart card, the method comprising:

• storing, in a memory, a protected object, wherein the protected object initially cannot be utilized in its protected state by the processing circuit within the smart card;
• receiving, by an activity detector, a signal that describes a planned activity of a person who is in physical possession of the smart card;
• analyzing, by an activity analyzer, features of the planned activity, wherein, in response to the activity analyzer determining that a predefined risk associated with the planned activity exceeds a predetermined value, the activity analyzer:
• issues an instruction to the person who is in physical possession of the smart card to provide a biomarker to a biosensor on the smart card, wherein the biosensor is a camera, and wherein the biomarker is a digital photograph of the person who is authorized to be in physical possession of the smart card;
• and
• receives, from the biosensor, real-time biometric data for the person who is in physical possession of the smart card;
• receiving, by a receiving device, a security object;
• combining, by a blending logic, the real-time biometric data with the security object to generate a hybrid security object;
• converting, by a conversion logic that uses the hybrid security object, the received protected object into a usable object that can be utilized by the processing circuit within the smart card;
• storing, in a photo memory, a previous digital photograph of the person who is authorized to be in physical possession of the smart card, wherein the previous digital photograph was taken before the biomarker was taken;
• comparing, by a comparison logic, the previous digital photograph and the biomarker;
• blocking, by a blocking logic, the conversion logic from creating the usable object in response to the previous digital photograph failing to match the biomarker;
• generating, by a matrix barcode generator, a matrix barcode that contains payment information, identification information, and authorization information for the person who is in physical possession of the smart card;
• and
• displaying, on a display on the smart card, the matrix barcode.

A computer program product for managing a smart card, the computer program product comprising a non-transitory computer readable storage medium having program code embodied therewith, the program code readable and executable by one or more processors to perform a method comprising:

• storing, in a memory, a protected object, wherein the protected object initially cannot be utilized in its protected state by the processing circuit within the smart card;
• receiving, by an activity detector, a signal that describes a planned activity of a person who is in physical possession of the smart card;
• analyzing, by an activity analyzer, features of the planned activity, wherein, in response to the activity analyzer determining that a predefined risk associated with the planned activity exceeds a predetermined value, the activity analyzer:
• issues an instruction to the person who is in physical possession of the smart card to provide a biomarker to a biosensor on the smart card, wherein the biosensor is a camera, and wherein the biomarker is a digital photograph of the person who is authorized to be in physical possession of the smart card;
• and
• receives, from the biosensor, real-time biometric data for the person who is in physical possession of the smart card;
• receiving, by a receiving device, a security object;
• combining, by a blending logic, the real-time biometric data with the security object to generate a hybrid security object;
• converting, by a conversion logic that uses the hybrid security object, the received protected object into a usable object that can be utilized by the processing circuit within the smart card;
• storing, in a photo memory, a previous digital photograph of the person who is authorized to be in physical possession of the smart card, wherein the previous digital photograph was taken before the biomarker was taken;
• comparing, by a comparison logic, the previous digital photograph and the biomarker;
• blocking, by a blocking logic, the conversion logic from creating the usable object in response to the previous digital photograph failing to match the biomarker;
• generating, by a matrix barcode generator, a matrix barcode that contains payment information, identification information, and authorization information for the person who is in physical possession of the smart card;
• and
• displaying, on a display on the smart card, the matrix barcode.