Systems and methods for alignment of check during mobile deposit
AssigneeUnited Services Automobile Association (USAA)
InventorsBharat Prasad, Minya Liang, Reynaldo Medina, III
Life of this patent
Estimating the term…
Abstract
An alignment guide may be provided in the field of view of a camera associated with a mobile device used to capture an image of a check. When the image of the check is within the alignment guide in the field of view, an image may be taken by the camera and provided from the mobile device to a financial institution. The alignment guide may be adjustable at the mobile device. The image capture may be performed automatically by the camera or the mobile device as soon as the image of the check is determined to be within the alignment guide. The check may be deposited in a user's bank account based on the image. Any technique for sending the image to the financial institution may be used.
Claims20
A system, comprising:
- a mobile device having a camera, a display and a processor, wherein the processor is configured to:
- project an alignment guide adapted to align with an instrument in the display of the mobile device, the display of the mobile device displaying a field of view of the camera;
- monitor an image of an instrument that is within the field of view;
- determine whether the image aligns with the alignment guide;
- automatically capture the image when the image is determined to align with the alignment guide;
- and
- transmit the captured image from the mobile device to a server via a communication pathway between the mobile device and the server.
A non-transitory computer-readable medium comprising instructions for transmitting an image, the instructions being executed by a processor of a mobile device to:
- project an alignment guide adapted to align with an instrument in a display of the mobile device, the display of the mobile device displaying a field of view of a camera of the mobile device;
- monitor at least one feature of the image that is within the field of view of the camera, the at least one feature including an instrument;
- determine whether the at least one feature aligns with the alignment guide;
- automatically capture the image when the at least one feature is determined to align with the alignment guide;
- and
- transmit the image from the mobile device to a server.
Dependencies are inferred from the claim text.