Wearable personal digital device for facilitating mobile device payments and personal use

A wearable personal digital device for facilitating mobile device payments and personal use, the device comprising:

• a processor being operable to:
• receive data from an external device;
• based on the data, provide a notification to a user;
• receive a user input;
• and
• perform a command, the command being selected based on the user input;
• provide a natural language user interface to communicate with the user, the natural language user interface being operable to sense a user voice and provide a response in a natural language to the user;
• a near field communication (NFC) unit communicatively coupled to the processor;
• a display communicatively coupled to the processor, the display including a touchscreen, wherein the display includes a force sensor, wherein the force sensor is operable to sense a touch force applied by the user to the display and calculate coordinates of a touch by the user, and further operable to analyze the touch force and, based on the touch force, select a tap command or a press command based on a predetermined criteria;
• a projector communicatively coupled to the processor, the projector being operable to project a data onto a viewing surface external to the device, the data including a virtual keyboard operable to input commands to the processor and one or more of the following:
• the notification of the external device, time, data requested by the user, a caller name, a text message, a reminder, a social media alert, an email, and a weather alert;
• a timepiece unit communicatively coupled to the processor and configured to provide time data;
• one or more activity tracking sensors communicatively coupled to the processor to track activity of the user, wherein the one or more activity tracking sensors are operable to track snoring and, based on tracking of the snoring, produce an alarm to break snoring;
• a memory unit communicatively coupled to the processor;
• a communication circuit communicatively coupled to the processor and operable to connect to a wireless network and communicate with the external device;
• a housing adapted to enclose at least the processor, the display, the one or more activity tracking sensors, the memory unit, and the communication circuit;
• an input unit communicatively coupled to the processor, wherein the input unit extends from the housing and is configured to perform one or more of a rotational motion and a linear motion, wherein the one or more motions are operable to input commands to the processor;
• and
• a band adapted to attach to the housing and to secure the wearable personal digital device for facilitating mobile device payments and personal use on a user body, wherein the device comprises a wristwatch;
• one or more biometric sensors disposed within the band and operable to sense one or more biometric parameters of the user, wherein based on detection that the one or more of the biometric parameters exceed predetermined limits, the one or more biometric sensors are configured to produce the alarm, wherein the one or more biometric sensors include lenses operable to use infrared light-emitting diodes (LED) and visible-light LEDs to sense a heart rate of the user, wherein the one or more biometric sensors include a skin contact sensor data engine, the skin contact sensor data engine being operable to monitor a user electrocardiogram and a user heart rate, the user electrocardiogram and the heart rate being identification and personal data of the user, wherein the skin contact sensor data engine is operable to prompt the user to enter a personal identification number and associate the personal identification number with both the user electrocardiogram and the heart rate obtained after the device has been secured to a wrist of the user, the obtained electrocardiogram and heart rate being stored in the memory unit as a reference electrocardiogram and reference heart rate;
• and
• a haptic touch control actuator operable to produce a haptic feedback in response to one or more events, the one or more events including receiving of the alert, receiving of a notification, a confirmation, movement of the wearable personal digital device for facilitating mobile device payments and personal use, receiving of the user input, and sensing of the one or more biometric parameters, the haptic feedback being sensed by the user body, wherein the haptic feedback includes a plurality of feedback types, each of the one or more events being associated with one of the plurality of feedback types;
• a battery disposed in the housing;
• a magnetic inductive charging unit being operable to magnetically connect to the housing and wirelessly connect to the battery, wherein the magnetic inductive charging unit is operable to wirelessly transfer energy to the battery, wherein the magnetic inductive charging unit is integrated into the housing;
• wherein the user input is received using one or more of the display, the input unit, and the natural language user interface;
• wherein the device further comprises a camera communicatively coupled to the processor, operable to capture an optical code including one or more of the following:
• a linear dimensional barcode, a two-dimensional barcode, a snap tag code, and a Quick Response (QR) code;
• wherein the processor is further operable to read the code to obtain one or more of a product information and a merchant information encoded in the code and based on the merchant information, initiate a payment transaction, wherein the payment transaction is performed by sending payment data by the NFC unit to a merchant using a NFC unit to a merchant using the NFC;
• wherein the device further comprises a swipe card reader communicatively coupled to the processor and operable to read data of a payment card swiped therethrough, the data being transmitted to the processor or the external device;
• and wherein the processor of the device is further operable to:
• generate, based on the user payment data and the user personal data, a code encoding the user payment data and the user personal data, the user payment data and the user personal data being stored in the memory unit;
• prompt the user to touch the display to scan user fingerprints;
• determine a heart rate and electrocardiogram of the user;
• compare the scanned user fingerprints, determined heart rate and determined electrocardiogram with reference fingerprints stored in the memory unit, the reference heart rate, and the reference electrocardiogram;
• detect a match of the scanned user fingerprints with the reference fingerprints, the determined heart rate with the reference heart rate, and the determined electrocardiogram with the reference electrocardiogram;
• and wherein the processor, after the detecting of the matches, provides the code via the display of the device to a merchant digital device for performing a payment transaction;
• and the processor, upon performing the payment transaction, provides a payment confirmation to the user, the payment confirmation being provided using the haptic feedback, and the payment transaction being completed by NFC.