Systems and methods for messaging, calling, digital multimedia capture and payment transactions

A computer implemented method for multimedia capture and payment transactions for mobile and wearable devices, the method comprising:

• receiving, by one or more processors, a first input of a user;
• in response to the first input of the user, initiating one or more sensors to capture multimedia to obtain captured multimedia;
• receiving, by the one or more processors, a second input of the user, wherein the first input of the user includes a touch engagement of the user with a display of a mobile and wearable device and the second input of the user includes a touch release of the user from the display of the mobile and wearable device;
• analyzing, by the one or more processors, data associated with the first input of the user and the second input of the user, wherein the analyzing includes determining time between the first input of the user and the second input of the user;
• based on the analysis, selectively selecting, by the one or more processors, a multimedia capture mode or a payment transaction mode, wherein the multimedia capture mode comprises the user using the mobile and wearable device to capture multimedia content, wherein the selection of the multimedia capture mode and the transaction mode is determined by comparison of the time between the first input and the second input with a predetermined time, wherein only a multimedia storing mode or a transaction mode can be selected at a single time, and wherein the multimedia capture mode is associated with a plurality of types of multimedia, wherein each of the plurality of types of multimedia being captured are determined by the time between the first input and second input in the multimedia capture mode;
• the analysis, selectively selecting, by the one or more processors, one of multimedia storing modes or a payment transaction mode, wherein each of the multimedia storing modes is associated with at least one of a plurality of types of the multimedia;
• in response to the selection of the the multimedia capture storing modes, processing, by the one or more processors, the captured multimedia to obtain a type of the multimedia captured in the multimedia capture mode;
• storing, by the one or more processors, the type of the multimedia captured and the captured multimedia to a database to obtain a stored type of the multimedia;
• in response to the selection of the payment transaction mode, receiving, by the one or more processors, transaction data, wherein the transaction data comprises at least a payment amount and a recipient;
• based on the transaction data, user payment data, and recipient payment data, performing, by the one or more processors, a payment transaction, wherein the user payment data and the recipient payment data are stored in the database;
• wherein the mobile or wearable devices include at least one of a handheld computing device, a smartphone, a tablet computer, a personal digital assistant, a e-textile item, an activity tracker, a smartwatch, smartglasses, a Global Positioning System (GPS) watch, a mixed reality device, a computer-mediated reality device, a clothing technology device, and a wearable device, the wearable device having a band adapted to secure the wearable device on a human body, the human body including a wrist, an arm, a neck, a head, a leg, a waist, an ear, a finger, and any other part of the human body, wherein the band is adapted to secure the wearable device under, within or on clothing, and wherein the band includes a rechargeable battery configured to power the wearable device.