Systems and methods for providing secure electronic document storage, retrieval and use with electronic user identity verification

A computer system for processing user data relating to identity authentication over an electronic communications network for a user of a digital mailbox system comprising:

• a processor operatively connected to a memory, the memory comprising instructions to cause the processor to execute instructions including,
• obtaining a name and a current address from the user electronically using the communications network;
• determining if the current address is a valid address utilizing an address validation system;
• if the current address is determined to be invalid, then performing an error routine and halting the instructions,
• if the current address is determined to be valid, then determining if the name and current address are associated with an existing account on the digital mailbox system, then
• if the name and current address are associated with an existing account, then performing an existing account routine and halting the instructions,
• if the name and current address are not associated with an existing account, then electronically sending the name and current address to an identity verification system and electronically receiving identity verification data.