Self-service check cashing system and method
AssigneeNCR Corporation
InventorsJohn C. Goodwin, Harris Roth
Life of this patent
Estimating the term…
Abstract
A self-service check cashing system and method which performs preliminary tests on a check to reduce queue length at attendant check cashing stations. An example method includes obtaining an amount of a check from a customer by the self-service terminal, obtaining information from an image of a check by the self-service terminal, performing a plurality of tests by the self-service terminal, including tests using the information from the image to determine whether the check was properly completed; and displaying instructions to the customer by the self-service terminal to go to an attendant terminal to complete a second phase of the check cashing transaction when the self-service terminal determines that the test results were positive.
Claims18
A method of operating a self-service terminal to perform a first phase of a check cashing transaction comprising:
- obtaining an amount of a check from a customer by the self-service terminal;
- obtaining information from an image of the check by the self-service terminal;
- performing a plurality of tests by the self-service terminal, including tests using the information from the image to determine whether the check was properly completed and when the information includes a not-valid after date ensuring that the not-valid after date has not passed as one of the tests;
- and
- displaying instructions to the customer by the self-service terminal to go to an attendant terminal to complete a second phase of the check cashing transaction when the self-service terminal determines that the test results were positive and sending results of the plurality of tests to an attendant terminal associated with the attendant over a network, wherein the results represent preliminary examination as to whether the check was properly completed by the customer.
A self-service terminal for performing a first phase of a check cashing transaction comprising:
- an input device for recording an amount of a check entered by a customer;
- and
- a processor for obtaining information from an image of the check, for performing a plurality of tests, including tests using the information from the image to determine whether the check was properly completed, and for displaying instructions to the customer to go to an attendant terminal to complete a second phase of the check cashing transaction when the test results were positive and the processor to send results from the plurality of tests to the attendant terminal over a network and to cause a chit to be printed from the self-service terminal for the customer to present to an attendant associated with the attendant terminal as verification of the check cashing transaction, wherein the results represent preliminary examination as to whether the check was properly completed by the customer, and when the information includes a not-valid after date ensuring that the not-valid after date has not passed as one of the tests.
Dependencies are inferred from the claim text.