Systems and methods for digital signature detection
AssigneeUnited Services Automobile Association (USAA)
InventorReynaldo Medina, III
Life of this patent
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Abstract
A system, method and computer-readable medium are provided to enable digital bank endorsement. A digital image of a back side of a check may be placed in a computer memory. Appropriate coordinates for a bank endorsement may be determined. A bank endorsement may be automatically generated. The digital image may then be electronically altered by overlaying, merging, or rendering text of the generated bank endorsement. A modified digital image may be combined with an image of the front side of the check and stored and/or exported to check clearing operations.
Claims21
A processor-implemented method for detecting a signature, comprising:
- a processor configured for:
- accessing a check image;
- sampling a plurality of areas in the check image;
- dynamically setting a maximum pixel count threshold based on the sampling of the plurality of areas in the check image;
- counting a number of dark pixels in a signature window of the check image to generate a signature window pixel count;
- comparing the signature window pixel count to the maximum pixel count threshold;
- and
- determining a potential signature error based on when the signature window pixel count is greater than the maximum pixel count threshold.
A system for detecting a signature on a check, comprising:
- a memory configured to store a check image;
- and
- a processor in communication with the memory and configured to:
- sample a plurality of areas in the check image;
- dynamically set a maximum pixel count threshold based on the sampling of the plurality of areas in the check image;
- count a number of dark pixels in a signature window of the check image to generate a signature window pixel count;
- compare the signature window pixel count to the maximum pixel count threshold;
- and
- determine a potential signature error when the signature window pixel count is greater than the maximum pixel count threshold.
A non-transitory computer readable medium having computer-executable instructions for detecting a signature on a check, comprising:
- instructions for accessing a check image;
- instructions for sampling a plurality of areas in the check image;
- instructions for dynamically setting a maximum pixel count threshold based on the sampling of the plurality of areas in the check image;
- instructions for counting a number of dark pixels in a signature window of the check image to generate a signature window pixel count t;
- instructions for comparing the signature window pixel count to the maximum pixel count threshold;
- and
- instructions for determining a potential signature error when the signature window pixel count is greater than the maximum pixel count threshold.
Dependencies are inferred from the claim text.