# US 9,038,889 B2 · Smart deposit > Agents: this data is available as JSON from the patentgrep API and MCP server — see https://patentgrep.com/llms.txt - Number: US 9,038,889 B2 - Document ID: US9038889B2 - Status: Granted - Kind: B2 - Application number: 13/801,153 - Filed: 2013-03-13 - Published: 2014-09-18 - Granted: 2015-05-26 - Earliest claimed: 2013-03-13 - Assignees: Bank of America Corporation - Applicants: Bank of America Corporation - Inventors: Tyler R. Johnson - Web page: https://patentgrep.com/patent/US9038889B2 ## CPC - G07F 19/202: {Depositing operations within ATMs (depositing in general G07D11/00)} - G06K 19/06037: {multi-dimensional coding} - G06Q 20/108: {Remote banking, e.g. home banking} - G06Q 20/1085: {involving automatic teller machines [ATMs]} - G07D 11/225: for detecting or indicating tampering - G07F: COIN-FREED OR LIKE APPARATUS (coin sorting G07D3/00; coin testing G07D5/00; {handling coins or paper currencies apart from payment activated apparatus G07D; payment architectures, schemes or protocols G06Q20/00}) - G06K: GRAPHICAL DATA READING (image or video recognition or understanding G06V); PRESENTATION OF DATA; RECORD CARRIERS; HANDLING RECORD CARRIERS - G06Q: INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR - G07D: HANDLING OF COINS OR VALUABLE PAPERS, e.g. TESTING, SORTING BY DENOMINATIONS, COUNTING, DISPENSING, CHANGING OR DEPOSITING ## Abstract According to one embodiment, a system includes a processor and an interface. The interface receives, from a terminal, planned-deposit information. The terminal is at a location that is remote from a deposit location. The processor associates a deposit identifier with the planned-deposit information and stores the planned-deposit information and the deposit identifier in a memory. According to one embodiment, a method includes recognizing, at a deposit location, a deposit identifier. The method includes identifying, based on the deposit identifier and information stored in a memory, a planned deposit. The method includes detecting that the planned deposit has been delivered to a depository and determining, by a processor and based on one or more business rules, an availability of funds associated with the planned deposit. ## Claims ### Claim 1 A system, comprising: an interface associated with a terminal and operable to receive first information about a planned deposit, the terminal being at a location that is remote from a deposit location; a depository at the deposit location operable to receive the planned deposit, the depository comprising a scanner; a processor communicatively coupled to the interface and the depository and operable to: associate a deposit identifier with the first information; store the first information and the deposit identifier in a memory; receive second information indicating that the deposit identifier has been scanned by the scanner and that the planned deposit has been received at the depository; and in response to receiving the second information, post funds associated with the planned deposit to an account associated with the planned deposit. ### Claim 2 (depends on 1) The system of claim 1, wherein the deposit identifier is one or the following a barcode; a QR code; and a 3D identifier operable to be recognized by a 3D scanner. ### Claim 3 (depends on 2) The system of claim 2, wherein the processor is further operable to initiate printing of the deposit identifier at the terminal. ### Claim 4 (depends on 1) The system of claim 1, wherein the processor is further operable to generate the deposit identifier in response to the interface receiving the first information. ### Claim 5 (depends on 1) The system of claim 1, wherein the interface is further operable to: receive credentials; and receive information identifying an account associated with the credentials. ### Claim 6 (depends on 5) The system of claim 5, wherein the processor is further operable to associate the first information with the account. ### Claim 7 A method, comprising: receiving, from a terminal, first information about a planned deposit , the terminal being at a location that is remote from a depository operable to receive the planned deposit; associating, by the processor, a deposit identifier with the first information; storing the first information and the deposit indenter in a memory; receiving second information indicating that the deposit identifier has been scanned at the depository by a scanner and that the planned deposit has been received at the depository; and posting, in response to receiving the second information, funds associated with the planned deposit to an associated with the planned deposit. ### Claim 8 (depends on 7) The method of claim 7, wherein the deposit identifier is one or the following: a barcode; a QR code; and a 3D identifier operable to be recognized by a 3D scanner. ### Claim 9 (depends on 8) The method of claim 8, further comprising initiating printing of the deposit identifier at the terminal. ### Claim 10 (depends on 7) The method of claim 7, further comprising generating the deposit identifier in response to receiving the first information. ### Claim 11 (depends on 7) The method of claim 7, further comprising: receiving credentials; and receiving information identifying an account associated with the credentials. ### Claim 12 (depends on 11) The method of claim 11, further comprising associating, by the processor, the first information with the account. ### Claim 13 (depends on 7) The method of claim 7, further comprising communicating, to the terminal, the deposit identifier. ### Claim 14 A method, comprising: receiving, at a deposit location, a physical container with a deposit identifier; scanning, at the deposit location, the deposit identifier; identifying, based on the scanned deposit identifier and information stored in a memory, a planned deposit contained within the container; detecting, at the deposit location, that the planned deposit has been delivered to a depository; and posting, based on one or more business rules, funds associated with the planned deposit to an account associated with the planned deposit. ### Claim 15 (depends on 14) The method of claim 14, further comprising releasing, in response to identifying the planned deposit, a receptacle of the depository. ### Claim 16 (depends on 14) The method of claim 14, wherein the one or more business rules are associated with an account associated with the planned deposit. ### Claim 17 (depends on 16) The method of claim 16, wherein the one or more business rules indicate that funds associated with the planned deposit are posted to the associated account at one of the following times: immediately; after a specified duration of time; and after a verification of the planned deposit. ### Claim 18 (depends on 14) The method of claim 14, wherein the deposit identifier is one of the following: a barcode; a QR code; and a 3D identifier operable to be recognized by a 3D scanner. ### Claim 19 (depends on 14) The method of claim 14, further comprising receiving the information stored in memory from a terminal that is remote from the deposit location.