Method and system for signature capture

A non-transitory computer-readable storage medium having program code stored thereon, the program code including instructions that, when executed by a processor in an internet-connected computing device, cause the internet-connected computing device to execute a method comprising:

• receiving, at the internet-connected computing device of a consumer, an input from the consumer to initiate a transaction for an item and/or service selected via the internet-connected computing device, the internet-connected computing device configured to be operated with a remote control device;
• generating, at the internet-connected computing device, a request for approval of the transaction, the request including a transaction identifier and payment account information;
• transmitting the request for approval to an issuer computer via an internet connection;
• receiving, at the internet-connected computing device, a response to the request for approval of the transaction, the response indicating whether the transaction was approved or denied;
• responsive to receiving a response indicating that the transaction was approved by an issuer of a payment account corresponding to the payment account information, displaying a visual prompt, on a display of the internet-connected computing device, indicating that the consumer is to confirm the transaction by performing a signature gesture in the air;
• detecting a motion of the consumer by a plurality of sensors including a first sensor of the internet-connected computing device and a second sensor of the remote control device, wherein the motion of the consumer comprises the signature gesture performed in the air and the detection of the motion of the consumer is based at least in part on first data received from the first sensor and second data received from the second sensor, the first data and the second data including data characterizing the signature gesture performed in the air;
• processing, by the internet-connected computing device, the detected motion to generate a graphical image of the consumer's signature;
• authenticating, by the internet-connected computing device, the remote control device with respect to signature capture based at least in part on third data from the remote control device including a cryptoaraphic token having data configured to be verifiable with a cryptoaraphic algorithm such that the authenticating fails unless a baseline version of the consumer's signature was previously obtained utilizing the particular remote control device;
• responsive to successfully authenticating the remote control device, inserting the graphical image of the consumer's signature into a predetermined data field associated with a record of the transaction;
• and
• sending, by the internet-connected computing device, a transaction confirmation message including the graphical image of the consumer's signature to a payment processor, the issuer, or an acquirer via the internet connection.

An internet-connected computing device of a consumer, the internet-connected computing device comprising:

• a processor;
• a non-transitory computer-readable medium communicatively coupled with the processor facilitating, at least:
• an interface configured to communicate with one or more hardware modules for capturing an image of a simulation of a consumer signature;
• and
• a control logic coupled to the interface, the control logic being configured to, at least:
• receive an input from a consumer to initiate a transaction for an item and/or service selected via an internet-connected computing device, the internet-connected computing device configured to be operated with a remote control device;
• generate a request for approval of the transaction, the request including a transaction identifier and payment account information;
• transmit the request for approval to an issuer computer via an internet connection;
• receive a response to the request for approval of the transaction, the response indicating whether the transaction was approved or denied;
• responsive to receiving a response indicating that the transaction was approved by an issuer of a payment account corresponding to the payment account information, display a visual prompt, on a display of the internet-connected computing device, indicating that the consumer is to confirm the transaction by performing a signature gesture in the air;
• detect a motion of the consumer by a plurality of sensors including a first sensor of the internet-connected computing device and a second sensor of the remote control device, wherein the motion of the consumer comprises the signature gesture performed in the air and the detection of the motion of the consumer is based at least in part on first data received from the first sensor and second data received from the second sensor, the first data and the second data including data characterizing the signature gesture performed in the air;
• process the detected motion to generate a graphical image of the consumer's signature;
• authenticate the remote control device with respect to signature capture based at least in part on third data from the remote control device including a cryptographic token having data configured to be verifiable with a cryptographic algorithm such that the authenticating fails unless a baseline version of the consumer's signature was previously obtained utilizing the particular remote control device;
• responsive to successfully authenticating the remote control device, insert the graphical image of the consumer's signature into a predetermined data field associated with a record of the transaction;
• and
• send a transaction confirmation message including the graphical image of the consumer's signature to a payment processor, the issuer, or an acquirer via an internet connection.

A system comprising:

• a computing device of a consumer with a display and configured to be operated with a remote control device, wherein the computing device is utilized at least to select one or more goods and/or services for purchase using a portable consumer device associated with a payment account;
• a payment application module configured to, at least:
• receive an input from a consumer to initiate a transaction,
• generate a request for approval of the transaction,
• transmit the request for approval of the transaction,
• receive a response to the request for approval of the transaction,
• responsive to receiving a response indicating that the transaction was approved by an issuer of a payment account corresponding to the payment account information, display a visual prompt, on a display of the internet-connected computing device, indicating that the consumer is to confirm the transaction by performing a signature gesture in the air, and
• send a transaction confirmation message including a graphical image of the consumer's signature to a payment processor, the issuer, or an acquirer,
• wherein the response indicates whether the transaction was approved or denied;
• and
• a signature capture module configured to, at least:
• detect a motion of the consumer by a plurality of sensors including a first sensor of the computing device and a second sensor of the remote control device, wherein the motion of the consumer comprises the signature Gesture performed in the air and the detection of the motion of the consumer is based at least in part on first data received from the first sensor and second data received from the second sensor, the first data and the second data including data characterizing the signature gesture performed in the air,
• process the detected motion,
• generate the graphical image of the consumer's signature, and
• authenticate the remote control device with respect to signature capture based at least in part on third data from the remote control device including a cryptographic token having data configured to be verifiable with a cryptographic algorithm such that the authenticating fails unless a baseline version of the consumer's signature was previously obtained utilizing the particular remote control device,
• wherein responsive to successfully authenticating the remote control device, the graphical image of the consumer's signature is inserted into a predetermined data field associated with a record of the transaction.